Privacy Policy

<?php use Illuminate\Support\Str; return [ /* |-------------------------------------------------------------------------- | Default Session Driver |-------------------------------------------------------------------------- | | This option controls the default session "driver" that will be used on | requests. By default, we will use the lightweight native driver but | you may specify any of the other wonderful drivers provided here. | | Supported: "file", "cookie", "database", "apc", | "memcached", "redis", "dynamodb", "array" | */ 'driver' => env('SESSION_DRIVER', 'file'), /* |-------------------------------------------------------------------------- | Session Lifetime |-------------------------------------------------------------------------- | | Here you may specify the number of minutes that you wish the session | to be allowed to remain idle before it expires. If you want them | to immediately expire on the browser closing, set that option. | */ 'lifetime' => env('SESSION_LIFETIME', 120), 'expire_on_close' => false, /* |-------------------------------------------------------------------------- | Session Encryption |-------------------------------------------------------------------------- | | This option allows you to easily specify that all of your session data | should be encrypted before it is stored. All encryption will be run | automatically by Laravel and you can use the Session like normal. | */ 'encrypt' => false, /* |-------------------------------------------------------------------------- | Session File Location |-------------------------------------------------------------------------- | | When using the native session driver, we need a location where session | files may be stored. A default has been set for you but a different | location may be specified. This is only needed for file sessions. | */ 'files' => storage_path('framework/sessions'), /* |-------------------------------------------------------------------------- | Session Database Connection |-------------------------------------------------------------------------- | | When using the "database" or "redis" session drivers, you may specify a | connection that should be used to manage these sessions. This should | correspond to a connection in your database configuration options. | */ 'connection' => env('SESSION_CONNECTION'), /* |-------------------------------------------------------------------------- | Session Database Table |-------------------------------------------------------------------------- | | When using the "database" session driver, you may specify the table we | should use to manage the sessions. Of course, a sensible default is | provided for you; however, you are free to change this as needed. | */ 'table' => 'sessions', /* |-------------------------------------------------------------------------- | Session Cache Store |-------------------------------------------------------------------------- | | While using one of the framework's cache driven session backends you may | list a cache store that should be used for these sessions. This value | must match with one of the application's configured cache "stores". | | Affects: "apc", "dynamodb", "memcached", "redis" | */ 'store' => env('SESSION_STORE'), /* |-------------------------------------------------------------------------- | Session Sweeping Lottery |-------------------------------------------------------------------------- | | Some session drivers must manually sweep their storage location to get | rid of old sessions from storage. Here are the chances that it will | happen on a given request. By default, the odds are 2 out of 100. | */ 'lottery' => [2, 100], /* |-------------------------------------------------------------------------- | Session Cookie Name |-------------------------------------------------------------------------- | | Here you may change the name of the cookie used to identify a session | instance by ID. The name specified here will get used every time a | new session cookie is created by the framework for every driver. | */ 'cookie' => env( 'SESSION_COOKIE', Str::slug(env('APP_NAME', 'laravel'), '_').'_session' ), /* |-------------------------------------------------------------------------- | Session Cookie Path |-------------------------------------------------------------------------- | | The session cookie path determines the path for which the cookie will | be regarded as available. Typically, this will be the root path of | your application but you are free to change this when necessary. | */ 'path' => '/', /* |-------------------------------------------------------------------------- | Session Cookie Domain |-------------------------------------------------------------------------- | | Here you may change the domain of the cookie used to identify a session | in your application. This will determine which domains the cookie is | available to in your application. A sensible default has been set. | */ 'domain' => env('SESSION_DOMAIN'), /* |-------------------------------------------------------------------------- | HTTPS Only Cookies |-------------------------------------------------------------------------- | | By setting this option to true, session cookies will only be sent back | to the server if the browser has a HTTPS connection. This will keep | the cookie from being sent to you when it can't be done securely. | */ 'secure' => env('SESSION_SECURE_COOKIE'), /* |-------------------------------------------------------------------------- | HTTP Access Only |-------------------------------------------------------------------------- | | Setting this value to true will prevent JavaScript from accessing the | value of the cookie and the cookie will only be accessible through | the HTTP protocol. You are free to modify this option if needed. | */ 'http_only' => true, /* |-------------------------------------------------------------------------- | Same-Site Cookies |-------------------------------------------------------------------------- | | This option determines how your cookies behave when cross-site requests | take place, and can be used to mitigate CSRF attacks. By default, we | will set this value to "lax" since this is a secure default value. | | Supported: "lax", "strict", "none", null | */ 'same_site' => 'lax', ];

At NFC Pay, your privacy is of utmost importance to us. This Privacy Policy outlines how we collect, use, share, and protect your personal information when you use our services, including our website and mobile applications.
1. Information We Collect

Personal Information: We may collect personal information such as your name, email address, phone number, date of birth, and payment card details when you register for an account, make payments, or engage with our services.
Transaction Data: Information related to your transactions, including the amount, date, time, and merchant details.
Device Information: Data such as IP addresses, device type, operating system, and unique device identifiers.
Location Information: We may collect your geolocation data when you use our app for location-based services.
Usage Information: Information about how you interact with our services, including access times, pages viewed, and links clicked.

2. How We Use Your Information
We use the information we collect for the following purposes:

To Provide Services: To facilitate payments, manage your account, and deliver customer support.
To Improve Our Services: To enhance the performance and functionality of our app and website, and to develop new features.
To Communicate with You: To send you updates, security alerts, and support messages.
For Security and Fraud Prevention: To monitor, detect, and prevent fraud, unauthorized transactions, and other security issues.
To Comply with Legal Obligations: To fulfill our legal, regulatory, and compliance obligations.

3. Sharing Your Information
We may share your personal information in the following circumstances:

With Service Providers: We may share information with third-party service providers who perform services on our behalf, such as payment processing, data analysis, and customer support.
For Legal Reasons: We may disclose information to comply with applicable laws, regulations, legal processes, or governmental requests.
Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that business deal.

4. Security of Your Information
We take the security of your personal information seriously and implement a variety of security measures, including encryption, secure servers, and access controls, to protect your data from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee its absolute security.
5. Your Privacy Rights
Depending on your location, you may have certain rights regarding your personal information, such as:

Access and Correction: You may request access to or correction of your personal information.
Deletion: You can request that we delete your personal information, subject to certain exceptions.
Opt-Out: You may opt out of receiving promotional communications from us by following the instructions in those messages.

6. Third-Party Links
Our services may contain links to third-party websites or services. We are not responsible for the privacy practices or the content of these third-party sites. We encourage you to review the privacy policies of those third parties.
7. Children’s Privacy
Our services are not intended for individuals under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13, we will take steps to delete that information.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any significant changes by posting the new Privacy Policy on our website and updating the effective date.
9. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:
Email: support@nfcpay.com

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