Privacy Policy

<?php return [ /* |-------------------------------------------------------------------------- | Logging Configuration |-------------------------------------------------------------------------- | | Here you may configure the log settings for when a location is not found | for the IP provided. | */ 'log_failures' => true, /* |-------------------------------------------------------------------------- | Include Currency in Results |-------------------------------------------------------------------------- | | When enabled the system will do it's best in deciding the user's currency | by matching their ISO code to a preset list of currencies. | */ 'include_currency' => true, /* |-------------------------------------------------------------------------- | Default Service |-------------------------------------------------------------------------- | | Here you may specify the default storage driver that should be used | by the framework. | | Supported: "maxmind_database", "maxmind_api", "ipapi" | */ 'service' => 'ipapi', /* |-------------------------------------------------------------------------- | Storage Specific Configuration |-------------------------------------------------------------------------- | | Here you may configure as many storage drivers as you wish. | */ 'services' => [ 'maxmind_database' => [ 'class' => \Torann\GeoIP\Services\MaxMindDatabase::class, 'database_path' => storage_path('app/geoip.mmdb'), 'update_url' => sprintf('https://download.maxmind.com/app/geoip_download?edition_id=GeoLite2-City&license_key=%s&suffix=tar.gz', env('MAXMIND_LICENSE_KEY')), 'locales' => ['en'], ], 'maxmind_api' => [ 'class' => \Torann\GeoIP\Services\MaxMindWebService::class, 'user_id' => env('MAXMIND_USER_ID'), 'license_key' => env('MAXMIND_LICENSE_KEY'), 'locales' => ['en'], ], 'ipapi' => [ 'class' => \Torann\GeoIP\Services\IPApi::class, 'secure' => true, 'key' => env('IPAPI_KEY'), 'continent_path' => storage_path('app/continents.json'), 'lang' => 'en', ], 'ipgeolocation' => [ 'class' => \Torann\GeoIP\Services\IPGeoLocation::class, 'secure' => true, 'key' => env('IPGEOLOCATION_KEY'), 'continent_path' => storage_path('app/continents.json'), 'lang' => 'en', ], 'ipdata' => [ 'class' => \Torann\GeoIP\Services\IPData::class, 'key' => env('IPDATA_API_KEY'), 'secure' => true, ], 'ipfinder' => [ 'class' => \Torann\GeoIP\Services\IPFinder::class, 'key' => env('IPFINDER_API_KEY'), 'secure' => true, 'locales' => ['en'], ], ], /* |-------------------------------------------------------------------------- | Default Cache Driver |-------------------------------------------------------------------------- | | Here you may specify the type of caching that should be used | by the package. | | Options: | | all - All location are cached | some - Cache only the requesting user | none - Disable cached | */ 'cache' => 'all', /* |-------------------------------------------------------------------------- | Cache Tags |-------------------------------------------------------------------------- | | Cache tags are not supported when using the file or database cache | drivers in Laravel. This is done so that only locations can be cleared. | */ 'cache_tags' => false, /* |-------------------------------------------------------------------------- | Cache Expiration |-------------------------------------------------------------------------- | | Define how long cached location are valid. | */ 'cache_expires' => 30, /* |-------------------------------------------------------------------------- | Default Location |-------------------------------------------------------------------------- | | Return when a location is not found. | */ 'default_location' => [ 'ip' => '127.0.0.0', 'iso_code' => 'US', 'country' => 'United States', 'city' => 'New Haven', 'state' => 'CT', 'state_name' => 'Connecticut', 'postal_code' => '06510', 'lat' => 41.31, 'lon' => -72.92, 'timezone' => 'America/New_York', 'continent' => 'NA', 'default' => true, 'currency' => 'USD', ], ];

At NFC Pay, your privacy is of utmost importance to us. This Privacy Policy outlines how we collect, use, share, and protect your personal information when you use our services, including our website and mobile applications.
1. Information We Collect

Personal Information: We may collect personal information such as your name, email address, phone number, date of birth, and payment card details when you register for an account, make payments, or engage with our services.
Transaction Data: Information related to your transactions, including the amount, date, time, and merchant details.
Device Information: Data such as IP addresses, device type, operating system, and unique device identifiers.
Location Information: We may collect your geolocation data when you use our app for location-based services.
Usage Information: Information about how you interact with our services, including access times, pages viewed, and links clicked.

2. How We Use Your Information
We use the information we collect for the following purposes:

To Provide Services: To facilitate payments, manage your account, and deliver customer support.
To Improve Our Services: To enhance the performance and functionality of our app and website, and to develop new features.
To Communicate with You: To send you updates, security alerts, and support messages.
For Security and Fraud Prevention: To monitor, detect, and prevent fraud, unauthorized transactions, and other security issues.
To Comply with Legal Obligations: To fulfill our legal, regulatory, and compliance obligations.

3. Sharing Your Information
We may share your personal information in the following circumstances:

With Service Providers: We may share information with third-party service providers who perform services on our behalf, such as payment processing, data analysis, and customer support.
For Legal Reasons: We may disclose information to comply with applicable laws, regulations, legal processes, or governmental requests.
Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that business deal.

4. Security of Your Information
We take the security of your personal information seriously and implement a variety of security measures, including encryption, secure servers, and access controls, to protect your data from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee its absolute security.
5. Your Privacy Rights
Depending on your location, you may have certain rights regarding your personal information, such as:

Access and Correction: You may request access to or correction of your personal information.
Deletion: You can request that we delete your personal information, subject to certain exceptions.
Opt-Out: You may opt out of receiving promotional communications from us by following the instructions in those messages.

6. Third-Party Links
Our services may contain links to third-party websites or services. We are not responsible for the privacy practices or the content of these third-party sites. We encourage you to review the privacy policies of those third parties.
7. Children’s Privacy
Our services are not intended for individuals under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13, we will take steps to delete that information.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any significant changes by posting the new Privacy Policy on our website and updating the effective date.
9. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:
Email: support@nfcpay.com

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