Privacy Policy

<?php use Illuminate\Support\Facades\Facade; return [ /* |-------------------------------------------------------------------------- | Application Name |-------------------------------------------------------------------------- | | This value is the name of your application. This value is used when the | framework needs to place the application's name in a notification or | any other location as required by the application or its packages. | */ 'name' => env('APP_NAME', 'Laravel'), /* |-------------------------------------------------------------------------- | Application Environment |-------------------------------------------------------------------------- | | This value determines the "environment" your application is currently | running in. This may determine how you prefer to configure various | services the application utilizes. Set this in your ".env" file. | */ 'env' => env('APP_ENV', 'production'), /* |-------------------------------------------------------------------------- | Application Debug Mode |-------------------------------------------------------------------------- | | When your application is in debug mode, detailed error messages with | stack traces will be shown on every error that occurs within your | application. If disabled, a simple generic error page is shown. | */ 'debug' => (bool) env('APP_DEBUG', false), /* |-------------------------------------------------------------------------- | Application URL |-------------------------------------------------------------------------- | | This URL is used by the console to properly generate URLs when using | the Artisan command line tool. You should set this to the root of | your application so that it is used when running Artisan tasks. | */ 'url' => env('APP_URL', 'http://localhost'), 'asset_url' => env('ASSET_URL'), /* |-------------------------------------------------------------------------- | Application Timezone |-------------------------------------------------------------------------- | | Here you may specify the default timezone for your application, which | will be used by the PHP date and date-time functions. We have gone | ahead and set this to a sensible default for you out of the box. | */ 'timezone' => env('APP_TIMEZONE','Asia/Dhaka'), /* |-------------------------------------------------------------------------- | Application Locale Configuration |-------------------------------------------------------------------------- | | The application locale determines the default locale that will be used | by the translation service provider. You are free to set this value | to any of the locales which will be supported by the application. | */ 'locale' => 'en', /* |-------------------------------------------------------------------------- | Application Fallback Locale |-------------------------------------------------------------------------- | | The fallback locale determines the locale to use when the current one | is not available. You may change the value to correspond to any of | the language folders that are provided through your application. | */ 'fallback_locale' => 'en', /* |-------------------------------------------------------------------------- | Faker Locale |-------------------------------------------------------------------------- | | This locale will be used by the Faker PHP library when generating fake | data for your database seeds. For example, this will be used to get | localized telephone numbers, street address information and more. | */ 'faker_locale' => 'en_US', /* |-------------------------------------------------------------------------- | Encryption Key |-------------------------------------------------------------------------- | | This key is used by the Illuminate encrypter service and should be set | to a random, 32 character string, otherwise these encrypted strings | will not be safe. Please do this before deploying an application! | */ 'key' => env('APP_KEY'), 'cipher' => 'AES-256-CBC', /* |-------------------------------------------------------------------------- | Maintenance Mode Driver |-------------------------------------------------------------------------- | | These configuration options determine the driver used to determine and | manage Laravel's "maintenance mode" status. The "cache" driver will | allow maintenance mode to be controlled across multiple machines. | | Supported drivers: "file", "cache" | */ 'maintenance' => [ 'driver' => 'file', // 'store' => 'redis', ], /* |-------------------------------------------------------------------------- | Autoloaded Service Providers |-------------------------------------------------------------------------- | | The service providers listed here will be automatically loaded on the | request to your application. Feel free to add your own services to | this array to grant expanded functionality to your applications. | */ 'providers' => [ /* * Laravel Framework Service Providers... */ Illuminate\Auth\AuthServiceProvider::class, Illuminate\Broadcasting\BroadcastServiceProvider::class, Illuminate\Bus\BusServiceProvider::class, Illuminate\Cache\CacheServiceProvider::class, Illuminate\Foundation\Providers\ConsoleSupportServiceProvider::class, Illuminate\Cookie\CookieServiceProvider::class, Illuminate\Database\DatabaseServiceProvider::class, Illuminate\Encryption\EncryptionServiceProvider::class, Illuminate\Filesystem\FilesystemServiceProvider::class, Illuminate\Foundation\Providers\FoundationServiceProvider::class, Illuminate\Hashing\HashServiceProvider::class, Illuminate\Mail\MailServiceProvider::class, Illuminate\Notifications\NotificationServiceProvider::class, Illuminate\Pagination\PaginationServiceProvider::class, Illuminate\Pipeline\PipelineServiceProvider::class, Illuminate\Queue\QueueServiceProvider::class, Illuminate\Redis\RedisServiceProvider::class, Illuminate\Auth\Passwords\PasswordResetServiceProvider::class, Illuminate\Session\SessionServiceProvider::class, Illuminate\Translation\TranslationServiceProvider::class, Illuminate\Validation\ValidationServiceProvider::class, Illuminate\View\ViewServiceProvider::class, /* * Package Service Providers... */ /* * Application Service Providers... */ App\Providers\AppServiceProvider::class, App\Providers\AuthServiceProvider::class, App\Providers\BroadcastServiceProvider::class, App\Providers\EventServiceProvider::class, App\Providers\RouteServiceProvider::class, // Image Intervention Intervention\Image\ImageServiceProvider::class, // Convert Image to WEBP Buglinjo\LaravelWebp\WebpServiceProvider::class, // Custom Service Provider App\Providers\CustomServiceProvider::class, \Torann\GeoIP\GeoIPServiceProvider::class, // Get Client Device Location Torann\GeoIP\GeoIPServiceProvider::class, // Get Client Browser Information Jenssegers\Agent\AgentServiceProvider::class, // Import/Export Excel Maatwebsite\Excel\ExcelServiceProvider::class, ], /* |-------------------------------------------------------------------------- | Class Aliases |-------------------------------------------------------------------------- | | This array of class aliases will be registered when this application | is started. However, feel free to register as many as you wish as | the aliases are "lazy" loaded so they don't hinder performance. | */ 'aliases' => Facade::defaultAliases()->merge([ 'Image' => Intervention\Image\Facades\Image::class, 'Webp' => Buglinjo\LaravelWebp\Facades\Webp::class, 'Response' => App\Http\Helpers\Response::class, 'Agent' => Jenssegers\Agent\Facades\Agent::class, 'Excel' => Maatwebsite\Excel\Facades\Excel::class, 'Agent' => Jenssegers\Agent\Facades\Agent::class, 'Paystack' => Unicodeveloper\Paystack\Facades\Paystack::class, ])->toArray(), ];

At NFC Pay, your privacy is of utmost importance to us. This Privacy Policy outlines how we collect, use, share, and protect your personal information when you use our services, including our website and mobile applications.
1. Information We Collect

Personal Information: We may collect personal information such as your name, email address, phone number, date of birth, and payment card details when you register for an account, make payments, or engage with our services.
Transaction Data: Information related to your transactions, including the amount, date, time, and merchant details.
Device Information: Data such as IP addresses, device type, operating system, and unique device identifiers.
Location Information: We may collect your geolocation data when you use our app for location-based services.
Usage Information: Information about how you interact with our services, including access times, pages viewed, and links clicked.

2. How We Use Your Information
We use the information we collect for the following purposes:

To Provide Services: To facilitate payments, manage your account, and deliver customer support.
To Improve Our Services: To enhance the performance and functionality of our app and website, and to develop new features.
To Communicate with You: To send you updates, security alerts, and support messages.
For Security and Fraud Prevention: To monitor, detect, and prevent fraud, unauthorized transactions, and other security issues.
To Comply with Legal Obligations: To fulfill our legal, regulatory, and compliance obligations.

3. Sharing Your Information
We may share your personal information in the following circumstances:

With Service Providers: We may share information with third-party service providers who perform services on our behalf, such as payment processing, data analysis, and customer support.
For Legal Reasons: We may disclose information to comply with applicable laws, regulations, legal processes, or governmental requests.
Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that business deal.

4. Security of Your Information
We take the security of your personal information seriously and implement a variety of security measures, including encryption, secure servers, and access controls, to protect your data from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee its absolute security.
5. Your Privacy Rights
Depending on your location, you may have certain rights regarding your personal information, such as:

Access and Correction: You may request access to or correction of your personal information.
Deletion: You can request that we delete your personal information, subject to certain exceptions.
Opt-Out: You may opt out of receiving promotional communications from us by following the instructions in those messages.

6. Third-Party Links
Our services may contain links to third-party websites or services. We are not responsible for the privacy practices or the content of these third-party sites. We encourage you to review the privacy policies of those third parties.
7. Children’s Privacy
Our services are not intended for individuals under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13, we will take steps to delete that information.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any significant changes by posting the new Privacy Policy on our website and updating the effective date.
9. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:
Email: support@nfcpay.com

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