Privacy Policy

<?php return [ /* |-------------------------------------------------------------------------- | Default Mailer |-------------------------------------------------------------------------- | | This option controls the default mailer that is used to send any email | messages sent by your application. Alternative mailers may be setup | and used as needed; however, this mailer will be used by default. | */ 'default' => env('MAIL_MAILER', 'smtp'), /* |-------------------------------------------------------------------------- | Mailer Configurations |-------------------------------------------------------------------------- | | Here you may configure all of the mailers used by your application plus | their respective settings. Several examples have been configured for | you and you are free to add your own as your application requires. | | Laravel supports a variety of mail "transport" drivers to be used while | sending an e-mail. You will specify which one you are using for your | mailers below. You are free to add additional mailers as required. | | Supported: "smtp", "sendmail", "mailgun", "ses", | "postmark", "log", "array", "failover" | */ 'mailers' => [ 'smtp' => [ 'transport' => 'smtp', 'host' => env('MAIL_HOST', 'smtp.mailgun.org'), 'port' => env('MAIL_PORT', 587), 'encryption' => env('MAIL_ENCRYPTION', 'tls'), 'username' => env('MAIL_USERNAME'), 'password' => env('MAIL_PASSWORD'), 'timeout' => null, 'local_domain' => env('MAIL_EHLO_DOMAIN'), 'verify_peer' => false, ], 'ses' => [ 'transport' => 'ses', ], 'mailgun' => [ 'transport' => 'mailgun', ], 'postmark' => [ 'transport' => 'postmark', ], 'sendmail' => [ 'transport' => 'sendmail', 'path' => env('MAIL_SENDMAIL_PATH', '/usr/sbin/sendmail -bs -i'), ], 'log' => [ 'transport' => 'log', 'channel' => env('MAIL_LOG_CHANNEL'), ], 'array' => [ 'transport' => 'array', ], 'failover' => [ 'transport' => 'failover', 'mailers' => [ 'smtp', 'log', ], ], ], /* |-------------------------------------------------------------------------- | Global "From" Address |-------------------------------------------------------------------------- | | You may wish for all e-mails sent by your application to be sent from | the same address. Here, you may specify a name and address that is | used globally for all e-mails that are sent by your application. | */ 'from' => [ 'address' => env('MAIL_FROM_ADDRESS', 'hello@example.com'), 'name' => env('MAIL_FROM_NAME', 'Example'), ], /* |-------------------------------------------------------------------------- | Markdown Mail Settings |-------------------------------------------------------------------------- | | If you are using Markdown based email rendering, you may configure your | theme and component paths here, allowing you to customize the design | of the emails. Or, you may simply stick with the Laravel defaults! | */ 'markdown' => [ 'theme' => 'default', 'paths' => [ resource_path('views/vendor/mail'), ], ], ];

At NFC Pay, your privacy is of utmost importance to us. This Privacy Policy outlines how we collect, use, share, and protect your personal information when you use our services, including our website and mobile applications.
1. Information We Collect

Personal Information: We may collect personal information such as your name, email address, phone number, date of birth, and payment card details when you register for an account, make payments, or engage with our services.
Transaction Data: Information related to your transactions, including the amount, date, time, and merchant details.
Device Information: Data such as IP addresses, device type, operating system, and unique device identifiers.
Location Information: We may collect your geolocation data when you use our app for location-based services.
Usage Information: Information about how you interact with our services, including access times, pages viewed, and links clicked.

2. How We Use Your Information
We use the information we collect for the following purposes:

To Provide Services: To facilitate payments, manage your account, and deliver customer support.
To Improve Our Services: To enhance the performance and functionality of our app and website, and to develop new features.
To Communicate with You: To send you updates, security alerts, and support messages.
For Security and Fraud Prevention: To monitor, detect, and prevent fraud, unauthorized transactions, and other security issues.
To Comply with Legal Obligations: To fulfill our legal, regulatory, and compliance obligations.

3. Sharing Your Information
We may share your personal information in the following circumstances:

With Service Providers: We may share information with third-party service providers who perform services on our behalf, such as payment processing, data analysis, and customer support.
For Legal Reasons: We may disclose information to comply with applicable laws, regulations, legal processes, or governmental requests.
Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that business deal.

4. Security of Your Information
We take the security of your personal information seriously and implement a variety of security measures, including encryption, secure servers, and access controls, to protect your data from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee its absolute security.
5. Your Privacy Rights
Depending on your location, you may have certain rights regarding your personal information, such as:

Access and Correction: You may request access to or correction of your personal information.
Deletion: You can request that we delete your personal information, subject to certain exceptions.
Opt-Out: You may opt out of receiving promotional communications from us by following the instructions in those messages.

6. Third-Party Links
Our services may contain links to third-party websites or services. We are not responsible for the privacy practices or the content of these third-party sites. We encourage you to review the privacy policies of those third parties.
7. Children’s Privacy
Our services are not intended for individuals under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13, we will take steps to delete that information.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any significant changes by posting the new Privacy Policy on our website and updating the effective date.
9. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:
Email: support@nfcpay.com

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