/home/kueuepay/public_html/app/Http/Helpers/PaymentGateway.php
<?php
namespace App\Http\Helpers;
use Exception;
use App\Models\Transaction;
use Illuminate\Support\Str;
use Jenssegers\Agent\Agent;
use App\Models\TemporaryData;
use App\Models\UserNotification;
use Illuminate\Support\Facades\DB;
use App\Models\Admin\BasicSettings;
use Illuminate\Support\Facades\Auth;
use App\Traits\PaymentGateway\Paypal;
use App\Traits\PaymentGateway\Stripe;
use Illuminate\Support\Facades\Route;
use App\Constants\PaymentGatewayConst;
use App\Traits\PaymentGateway\Razorpay;
use App\Providers\Admin\CurrencyProvider;
use App\Traits\PaymentGateway\SslCommerz;
use Illuminate\Support\Facades\Validator;
use App\Traits\PaymentGateway\Flutterwave;
use App\Models\Admin\PaymentGatewayCurrency;
use Illuminate\Support\Facades\Notification;
use App\Traits\PaymentGateway\PaystackGateway;
use Illuminate\Validation\ValidationException;
use App\Notifications\User\AddMoneyNotification;
use App\Models\Admin\PaymentGateway as PaymentGatewayModel;
class PaymentGateway {
use Paypal, Stripe, Flutterwave, SslCommerz, Razorpay,PaystackGateway;
protected $request_data;
protected $output;
protected $currency_input_name = "currency";
protected $amount_input = "amount";
protected $project_currency = PaymentGatewayConst::PROJECT_CURRENCY_MULTIPLE;
protected $predefined_user_wallet;
protected $predefined_guard;
protected $predefined_user;
public function __construct(array $request_data)
{
$this->request_data = $request_data;
}
public static function init(array $data) {
return new PaymentGateway($data);
}
public function setProjectCurrency(string $type) {
$this->project_currency = $type;
return $this;
}
public function gateway() {
$request_data = $this->request_data;
if(empty($request_data)) throw new Exception("Gateway Information is not available. Please provide payment gateway currency alias");
$validated = $this->validator($request_data)->validate();
$gateway_currency = PaymentGatewayCurrency::where("alias",$validated[$this->currency_input_name])->first();
if(!$gateway_currency || !$gateway_currency->gateway) {
if(request()->expectsJson()) throw new Exception("Gateway not available");
throw ValidationException::withMessages([
$this->currency_input_name = "Gateway not available",
]);
}
if($this->project_currency == PaymentGatewayConst::PROJECT_CURRENCY_SINGLE) {
$default_currency = CurrencyProvider::default();
if(!$default_currency) throw new Exception("Project currency does not have default value.");
$this->output['wallet'] = $this->getUserWallet($default_currency);
}else {
$this->output['wallet'] = $this->getUserWallet($gateway_currency);
}
$this->output['gateway'] = $gateway_currency->gateway;
$this->output['currency'] = $gateway_currency;
$this->output['amount'] = $this->amount();
$this->output['form_data'] = $this->request_data;
if($gateway_currency->gateway->isAutomatic()) {
$this->output['distribute'] = $this->gatewayDistribute($gateway_currency->gateway);
$this->output['record_handler'] = $this->generateRecordHandler();
}else {
$this->output['distribute'] = "handleManualPayment";
$this->output['gateway_type'] = PaymentGatewayConst::MANUAL;
}
// limit validation
$this->limitValidation($this->output);
return $this;
}
public function generateRecordHandler() {
if($this->predefined_guard) {
$guard = $this->predefined_guard;
}else {
$guard = get_auth_guard();
}
$method = "insertRecord". ucwords($guard);
return $method;
}
public function getUserWallet($gateway_currency) {
if($this->predefined_user_wallet) return $this->predefined_user_wallet;
$guard = get_auth_guard();
$register_wallets = PaymentGatewayConst::registerWallet();
if(!array_key_exists($guard,$register_wallets)) {
throw new Exception("Wallet Not Registered. Please register user wallet in PaymentGatewayConst::class with user guard name");
}
$wallet_model = $register_wallets[$guard];
$user_wallet = $wallet_model::auth()->first();
if(!$user_wallet) {
if(request()->expectsJson()) throw new Exception("Wallet not found!");
throw ValidationException::withMessages([
$this->currency_input_name = "Wallet not found!",
]);
}
return $user_wallet;
}
public function validator($data) {
$validator = Validator::make($data,[
$this->currency_input_name => "required|exists:payment_gateway_currencies,alias",
$this->amount_input => "sometimes|required|numeric|gt:0",
]);
if(request()->expectsJson()) {
if($validator->fails()) {
$errors = $validator->errors()->all();
$first_error = $errors[0];
throw new Exception($first_error);
}
}
return $validator;
}
public function limitValidation($output) {
$gateway_currency = $output['currency'];
$requested_amount = $output['amount']->requested_amount;
$exchange_rate = get_default_currency_rate() / $gateway_currency->rate;
$min_limit = ($gateway_currency->min_limit) * $exchange_rate;
$max_limit = ($gateway_currency->max_limit) * $exchange_rate;
if($requested_amount < $min_limit || $requested_amount > $max_limit) {
if(request()->expectsJson()) throw new Exception("Please follow the transaction limit");
throw ValidationException::withMessages([
$this->amount_input = "Please follow the transaction limit",
]);
}
}
public function get() {
return $this->output;
}
public function gatewayDistribute($gateway = null) {
if(!$gateway) $gateway = $this->output['gateway'];
$alias = Str::lower($gateway->alias);
$method = PaymentGatewayConst::register($alias);
if(method_exists($this,$method)) {
return $method;
}
throw new Exception("Gateway(".$gateway->name.") Trait or Method (".$method."()) does not exists");
}
public function amount() {
$currency = $this->output['currency'] ?? null;
if(!$currency) throw new Exception("Gateway currency not found");
return $this->chargeCalculate($currency);
}
public function chargeCalculate($currency,$receiver_currency = null) {
$amount = $this->request_data[$this->amount_input];
$sender_currency_rate = $currency->rate;
($sender_currency_rate == "" || $sender_currency_rate == null) ? $sender_currency_rate = 0 : $sender_currency_rate;
($amount == "" || $amount == null) ? $amount : $amount;
if($currency != null) {
$fixed_charges = $currency->fixed_charge;
$percent_charges = $currency->percent_charge;
}else {
$fixed_charges = 0;
$percent_charges = 0;
}
$exchange_rate = get_default_currency_rate() / $sender_currency_rate;
$fixed_charge_calc = ($exchange_rate * $fixed_charges);
$percent_charge_calc = ($amount * $percent_charges ) / 100 ;
$total_charge = $fixed_charge_calc + $percent_charge_calc;
if($receiver_currency) {
$receiver_currency_rate = $receiver_currency->rate;
($receiver_currency_rate == "" || $receiver_currency_rate == null) ? $receiver_currency_rate = 0 : $receiver_currency_rate;
$exchange_rate = ($receiver_currency_rate / $sender_currency_rate);
$will_get = ($amount * $exchange_rate);
$data = [
'requested_amount' => $amount,
'sender_cur_code' => $currency->currency_code,
'sender_cur_rate' => $sender_currency_rate ?? 0,
'receiver_cur_code' => $receiver_currency->currency_code,
'receiver_cur_rate' => $receiver_currency->rate ?? 0,
'fixed_charge' => $fixed_charge_calc,
'percent_charge' => $percent_charge_calc,
'total_charge' => $total_charge,
'total_amount' => $amount + $total_charge,
'exchange_rate' => $exchange_rate,
'will_get' => $will_get,
'default_currency' => get_default_currency_code(),
];
}else if($this->project_currency == PaymentGatewayConst::PROJECT_CURRENCY_SINGLE){
$exchange_rate = $sender_currency_rate;
$will_get = $amount;
$fixed_charge_calc = $fixed_charges;
$percent_charge_calc = ((($amount * $exchange_rate) / 100 ) * $percent_charges) / $exchange_rate;
$total_charge = $fixed_charge_calc + $percent_charge_calc;
$total_amount = ($amount * $exchange_rate) + ($total_charge * $exchange_rate);
$data = [
'requested_amount' => $amount,
'sender_cur_code' => $currency->currency_code,
'sender_cur_rate' => $sender_currency_rate ?? 0,
'fixed_charge' => $fixed_charge_calc,
'percent_charge' => $percent_charge_calc,
'total_charge' => $total_charge,
'total_amount' => $total_amount, // receive payment from gateway
'exchange_rate' => $exchange_rate,
'will_get' => $will_get,
'default_currency' => get_default_currency_code(),
];
}else {
$exchange_rate = $sender_currency_rate;
$will_get = $amount;
$payable_amount = ($amount + $total_charge) * $exchange_rate;
$data = [
'requested_amount' => $amount,
'sender_cur_code' => $currency->currency_code,
'sender_cur_rate' => $sender_currency_rate ?? 0,
'fixed_charge' => $fixed_charge_calc,
'percent_charge' => $percent_charge_calc,
'total_charge' => $total_charge,
'total_amount' => $payable_amount,
'exchange_rate' => $exchange_rate,
'will_get' => $will_get,
'default_currency' => get_default_currency_code(),
];
}
return (object) $data;
}
public function render() {
$output = $this->output;
if(isset($output['gateway_type']) && $output['gateway_type'] == PaymentGatewayConst::MANUAL) {
return $this->get();
}
if(!is_array($output)) throw new Exception("Render Failed! Please call with valid gateway/credentials");
$common_keys = ['gateway','currency','amount','distribute'];
foreach($output as $key => $item) {
if(!array_key_exists($key,$common_keys)) {
$this->gateway();
break;
}
}
$distributeMethod = $this->output['distribute'];
if(!method_exists($this,$distributeMethod)) throw new Exception("Something went wrong! Please try again.");
return $this->$distributeMethod($output);
}
/**
* Collect user data from temporary data and clears next routes
*/
public function authenticateTempData()
{
$tempData = $this->request_data;
if(empty($tempData) || empty($tempData['type'])) throw new Exception('Transaction failed. Record didn\'t saved properly. Please try again.');
if($this->requestIsApiUser()) {
$creator_table = $tempData['data']->creator_table ?? null;
$creator_id = $tempData['data']->creator_id ?? null;
$creator_guard = $tempData['data']->creator_guard ?? null;
$api_authenticated_guards = PaymentGatewayConst::apiAuthenticateGuard();
if(!array_key_exists($creator_guard,$api_authenticated_guards)) throw new Exception('Request user doesn\'t save properly. Please try again');
if($creator_table == null || $creator_id == null || $creator_guard == null) throw new Exception('Request user doesn\'t save properly. Please try again');
$creator = DB::table($creator_table)->where("id",$creator_id)->first();
if(!$creator) throw new Exception("Request user doesn\'t save properly. Please try again");
$api_user_login_guard = $api_authenticated_guards[$creator_guard];
$this->output['api_login_guard'] = $api_user_login_guard;
Auth::guard($api_user_login_guard)->loginUsingId($creator->id);
}
$currency_id = $tempData['data']->currency ?? "";
$gateway_currency = PaymentGatewayCurrency::find($currency_id);
if(!$gateway_currency) throw new Exception('Transaction failed. Gateway currency not available.');
$requested_amount = $tempData['data']->amount->requested_amount ?? 0;
$validator_data = [
$this->currency_input_name => $gateway_currency->alias,
$this->amount_input => $requested_amount
];
$this->request_data = $validator_data;
$this->gateway();
$this->output['tempData'] = $tempData;
}
public function responseReceive() {
$this->authenticateTempData();
$method_name = $this->getResponseMethod($this->output['gateway']);
if(method_exists($this,$method_name)) {
return $this->$method_name($this->output);
}
throw new Exception("Response method ".$method_name."() does not exists.");
}
public function type($type) {
$this->output['type'] = $type;
return $this;
}
public function getRedirection() {
$redirection = PaymentGatewayConst::registerRedirection();
$guard = get_auth_guard();
if(!array_key_exists($guard,$redirection)) {
throw new Exception("Gateway Redirection URLs/Route Not Registered. Please Register in PaymentGatewayConst::class");
}
$gateway_redirect_route = $redirection[$guard];
return $gateway_redirect_route;
}
public static function getToken(array $response, string $gateway) {
switch($gateway) {
case PaymentGatewayConst::PAYPAL:
return $response['token'] ?? "";
break;
case PaymentGatewayConst::STRIPE:
return $response['token'] ?? "";
break;
case PaymentGatewayConst::FLUTTERWAVE:
return $response['token'] ?? "";
break;
case PaymentGatewayConst::RAZORPAY:
return $response['token'] ?? "";
break;
case PaymentGatewayConst::SSLCOMMERZ:
return $response['tran_id'] ?? "";
break;
case PaymentGatewayConst::PAYSTACK:
return $response['token'] ?? "";
break;
default:
throw new Exception("Oops! Gateway not registered in getToken method");
}
throw new Exception("Gateway token not found!");
}
public function getResponseMethod($gateway) {
$gateway_is = PaymentGatewayConst::registerGatewayRecognization();
foreach($gateway_is as $method => $gateway_name) {
if(method_exists($this,$method)) {
if($this->$method($gateway)) {
return $this->generateSuccessMethodName($gateway_name);
break;
}
}
}
throw new Exception("Payment gateway response method not declared in generateResponseMethod");
}
public function getCallbackResponseMethod($gateway) {
$gateway_is = PaymentGatewayConst::registerGatewayRecognization();
foreach($gateway_is as $method => $gateway_name) {
if(method_exists($this,$method)) {
if($this->$method($gateway)) {
return $this->generateCallbackMethodName($gateway_name);
break;
}
}
}
}
public function generateCallbackMethodName(string $name) {
$name = $this->removeSpacialChar($name,"");
return $name . "CallbackResponse";
}
public function generateSuccessMethodName(string $name) {
$name = $this->removeSpacialChar($name,"");
return $name . "Success";
}
function removeSpacialChar($string, $replace_string = "") {
return preg_replace("/[^A-Za-z0-9]/",$replace_string,$string);
}
public function generateBtnPayResponseMethod(string $gateway)
{
$name = $this->removeSpacialChar($gateway,"");
return $name . "BtnPay";
}
// Update Code (Need to check)
public function createTransaction($output, $status = PaymentGatewayConst::STATUSSUCCESS, $temp_remove = true) {
$record_handler = $output['record_handler'];
$inserted_id = $this->$record_handler($output,$status);
$this->insertDevice($output,$inserted_id);
$basic_settings = BasicSettings::first();
if($basic_settings->email_notification == true){
try{
Notification::route('mail',auth()->user()->email)->notify(new AddMoneyNotification($inserted_id));
}catch(Exception $e){}
}
$transaction = Transaction::with(['payment_gateway'])->where('id',$inserted_id)->first();
UserNotification::create([
'user_id' => auth()->user()->id,
'transaction_id' => $inserted_id,
'details' => [
'title' => 'Add Money using ' . $transaction->payment_gateway->name,
'receiver' => "",
'amount' => get_amount($transaction->request_amount),
'currency' => $transaction->request_currency,
'message' => "Successfully Received."
],
]);
if($temp_remove) {
$this->removeTempData($output);
}
if($this->requestIsApiUser()) {
// logout user
$api_user_login_guard = $this->output['api_login_guard'] ?? null;
if($api_user_login_guard != null) {
auth()->guard($api_user_login_guard)->logout();
}
}
}
public function insertRecordWeb($output, $status) {
if($this->predefined_user) {
$user = $this->predefined_user;
}else {
$user = auth()->guard('web')->user();
}
$trx_id = generateTrxString("transactions","trx_id","AM",8);
DB::beginTransaction();
try{
$id = DB::table("transactions")->insertGetId([
'trx_id' => $trx_id,
'type' => $output['type'],
'user_id' => $user->id,
'user_wallet_id' => $output['wallet']->id,
'payment_gateway_currency_id' => $output['currency']->id,
'request_amount' => $output['amount']->requested_amount,
'fixed_charge' => $output['amount']->fixed_charge,
'percent_charge' => $output['amount']->percent_charge,
'total_charge' => $output['amount']->total_charge,
'total_payable' => $output['amount']->total_amount,
'request_currency' => $output['wallet']->currency->code,
'available_balance' => $output['wallet']->balance + $output['amount']->will_get,
'payment_currency' => $output['currency']->currency_code,
'remark' => ucwords(remove_special_char($output['type']," ")) . " With " . $output['gateway']->name,
'details' => json_encode(['gateway_response' => $output['capture']]),
'attribute' => PaymentGatewayConst::RECEIVED,
'status' => $status,
'callback_ref' => $output['callback_ref'] ?? null,
'created_at' => now(),
]);
if($status === PaymentGatewayConst::STATUSSUCCESS) {
$this->updateWalletBalance($output);
}
DB::commit();
}catch(Exception $e) {
DB::rollBack();
throw new Exception($e->getMessage());
}
return $id;
}
public function updateWalletBalance($output) {
$update_amount = $output['wallet']->balance + $output['amount']->requested_amount;
$output['wallet']->update([
'balance' => $update_amount,
]);
}
public function insertCharges($output,$id) {
DB::beginTransaction();
try{
DB::table('transaction_charges')->insert([
'transaction_id' => $id,
'percent_charge' => $output['amount']->percent_charge,
'fixed_charge' => $output['amount']->fixed_charge,
'total_charge' => $output['amount']->total_charge,
'created_at' => now(),
]);
DB::commit();
}catch(Exception $e) {
DB::rollBack();
throw new Exception($e->getMessage());
}
}
public function insertDevice($output,$id) {
$client_ip = request()->ip() ?? false;
$location = geoip()->getLocation($client_ip);
$agent = new Agent();
$mac = "";
DB::beginTransaction();
try{
DB::table("transaction_devices")->insert([
'transaction_id'=> $id,
'ip' => $client_ip,
'mac' => $mac,
'city' => $location['city'] ?? "",
'country' => $location['country'] ?? "",
'longitude' => $location['lon'] ?? "",
'latitude' => $location['lat'] ?? "",
'timezone' => $location['timezone'] ?? "",
'browser' => $agent->browser() ?? "",
'os' => $agent->platform() ?? "",
]);
DB::commit();
}catch(Exception $e) {
DB::rollBack();
throw new Exception($e->getMessage());
}
}
public function removeTempData($output) {
try{
$id = $output['tempData']['id'];
TemporaryData::find($id)->delete();
}catch(Exception $e) {
// handle error
}
}
public function api() {
$output = $this->output;
if(!$output) throw new Exception("Something went wrong! Gateway render failed. Please call gateway() method before calling api() method");
$sources = $this->setSource(PaymentGatewayConst::APP);
$url_params = $this->makeUrlParams($sources);
$this->setUrlParams($url_params);
return $this;
}
public function setSource(string $source) {
$sources = [
'r-source' => $source,
];
return $sources;
}
public function makeUrlParams(array $sources) {
try{
$params = http_build_query($sources);
}catch(Exception $e) {
throw new Exception("Something went wrong! Failed to make URL Params.");
}
return $params;
}
public function setUrlParams(string $url_params) {
$output = $this->output;
if(isset($output['url_params'])) {
// if already param has
$params = $this->output['url_params'];
$update_params = $params . "&" . $url_params;
$this->output['url_params'] = $update_params; // Update/ reassign URL Parameters
}else {
$this->output['url_params'] = $url_params; // add new URL Parameters;
}
}
public function getUrlParams() {
$output = $this->output;
if(!$output || !isset($output['url_params'])) $params = "";
$params = $output['url_params'] ?? "";
return $params;
}
public function setGatewayRoute($route_name, $gateway, $params = null) {
if(!Route::has($route_name)) throw new Exception('Route name ('.$route_name.') is not defined');
if($params) {
return route($route_name,$gateway."?".$params);
}
return route($route_name,$gateway);
}
public function requestIsApiUser() {
$request_source = request()->get('r-source');
if($request_source != null && $request_source == PaymentGatewayConst::APP) return true;
if(request()->routeIs('api.*')) return true;
return false;
}
public static function makePlainText($string) {
$string = Str::lower($string);
return preg_replace("/[^A-Za-z0-9]/","",$string);
}
public function searchWithReferenceInTransaction($reference) {
$transaction = DB::table('transactions')->where('callback_ref',$reference)->first();
if($transaction) {
return $transaction;
}
return false;
}
public function handleCallback($reference,$callback_data,$gateway_name) {
if($reference == PaymentGatewayConst::CALLBACK_HANDLE_INTERNAL) {
$gateway = PaymentGatewayModel::gateway($gateway_name)->first();
$callback_response_receive_method = $this->getCallbackResponseMethod($gateway);
return $this->$callback_response_receive_method($callback_data, $gateway);
}
$transaction = Transaction::where('callback_ref',$reference)->first();
$this->output['callback_ref'] = $reference;
$this->output['capture'] = $callback_data;
if($transaction) {
$gateway_currency = $transaction->gateway_currency;
$gateway = $gateway_currency->gateway;
$requested_amount = $transaction->request_amount;
$validator_data = [
$this->currency_input_name => $gateway_currency->alias,
$this->amount_input => $requested_amount
];
$user_wallet = $transaction->creator_wallet;
$this->predefined_user_wallet = $user_wallet;
$this->predefined_guard = $transaction->creator->modelGuardName();
$this->predefined_user = $transaction->creator;
$this->output['transaction'] = $transaction;
}else {
// find reference on temp table
$tempData = TemporaryData::where('identifier',$reference)->first();
if($tempData) {
$gateway_currency_id = $tempData->data->currency ?? null;
$gateway_currency = PaymentGatewayCurrency::find($gateway_currency_id);
if($gateway_currency) {
$gateway = $gateway_currency->gateway;
$requested_amount = $tempData['data']->amount->requested_amount ?? 0;
$validator_data = [
$this->currency_input_name => $gateway_currency->alias,
$this->amount_input => $requested_amount
];
$get_wallet_model = PaymentGatewayConst::registerWallet()[$tempData->data->creator_guard];
$user_wallet = $get_wallet_model::find($tempData->data->wallet_id);
$this->predefined_user_wallet = $user_wallet;
$this->predefined_guard = $user_wallet->user->modelGuardName(); // need to update
$this->predefined_user = $user_wallet->user;
$this->output['tempData'] = $tempData;
}
}
}
if(isset($gateway)) {
$this->request_data = $validator_data;
$this->gateway();
$callback_response_receive_method = $this->getCallbackResponseMethod($gateway);
return $this->$callback_response_receive_method($reference, $callback_data, $this->output);
}
logger("Gateway not found!!" , [
"reference" => $reference,
]);
}
public static function getValueFromGatewayCredentials($gateway, $keywords) {
$result = "";
$outer_break = false;
foreach($keywords as $item) {
if($outer_break == true) {
break;
}
$modify_item = PaymentGateway::makePlainText($item);
foreach($gateway->credentials ?? [] as $gatewayInput) {
$label = $gatewayInput->label ?? "";
$label = PaymentGateway::makePlainText($label);
if($label == $modify_item) {
$result = $gatewayInput->value ?? "";
$outer_break = true;
break;
}
}
}
return $result;
}
public function generateLinkForRedirectForm($token, $gateway)
{
$redirection = $this->getRedirection();
$form_redirect_route = $redirection['redirect_form'];
return route($form_redirect_route, [$gateway, 'token' => $token]);
}
/**
* Link generation for button pay (JS checkout)
*/
public function generateLinkForBtnPay($token, $gateway)
{
$redirection = $this->getRedirection();
$form_redirect_route = $redirection['btn_pay'];
return route($form_redirect_route, [$gateway, 'token' => $token]);
}
/**
* Handle Button Pay (JS Checkout) Redirection
*/
public function handleBtnPay($gateway, $request_data)
{
if(!array_key_exists('token', $request_data)) throw new Exception("Requested with invalid token");
$temp_token = $request_data['token'];
$temp_data = TemporaryData::where('identifier', $temp_token)->first();
if(!$temp_data) throw new Exception("Requested with invalid token");
$this->request_data = $temp_data->toArray();
$this->authenticateTempData();
$method = $this->generateBtnPayResponseMethod($gateway);
if(method_exists($this, $method)) {
return $this->$method($temp_data);
}
throw new Exception("Button Pay response method [" . $method ."()] not available in this gateway");
}
}
Kueue Pay | Contactless Payment System
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Secure, Swift, and Smart Payments with NFCPay !
With NFC Pay, experience seamless and secure transactions right at your fingertips. Add your cards, load your wallet, and make payments effortlessly. Activate your merchant account to receive payments or transfer money instantly to other users. NFC Pay combines security, speed, and smart features, making every transaction smooth and reliable. Embrace the future of payments with NFC Pay.
Quick Steps to NFC Pay
Getting started with NFC Pay is simple and quick. Register your account, add your cards, and you're ready to make payments in no time. Whether you're paying at a store, sending money to a friend, or managing your merchant transactions, NFC Pay makes it easy and secure.
1
Register Your Account
Download the NFC Pay app and sign up with your email or phone number. Complete the registration process by verifying your identity, and set up your secure PIN to protect your account.
2
Add Your Cards
Link your debit or credit cards to your NFC Pay wallet. Simply scan your card or enter the details manually, and you’re set to load funds, shop, and pay with ease.
3
Make Payment
To pay, simply tap your phone or scan the QR code at checkout. You can also transfer money to other users with a few taps. Enjoy fast, contactless payments with top-notch security.
Advanced Security Features Designed to Protect Your Information Effectively
NFC Pay prioritizes your security with advanced features that safeguard every transaction. From SMS or email verification to end-to-end encryption, we've implemented robust measures to ensure your data is always protected. Our security systems are designed to prevent unauthorized access and provide you with a safe and reliable payment experience.
SMS or Email Verification
Receive instant alerts for every transaction to keep track of your account activities.
KYC Solution
Verify your identity through our Know Your Customer process to prevent fraud and enhance security.
Two Factor Authentication
Dramatically supply transparent backward deliverables before caward comp internal or "organic" sources.
End-to-End Encryption
All your data and transactions are encrypted, ensuring that your sensitive information remains private.
Behavior Tracking
Monitor unusual activity patterns to detect and prevent suspicious behavior in real-time.
Top Reasons to Choose Us for Reliable and Expert Solutions
With NFC Pay, you get a trusted platform backed by proven expertise and a commitment to quality. We put our customers first, offering innovative solutions tailored to your needs, ensuring every transaction is secure, swift, and seamless.
1
Proven Expertise
Our team brings years of experience in the digital payments industry to provide reliable services.
2
Commitment to Quality
We prioritize excellence, ensuring that every aspect of our platform meets the highest standards.
3
Customer-Centric Approach
Your needs drive our solutions, and we are dedicated to delivering a superior user experience.
4
Innovative Solutions
We continuously evolve, integrating the latest technologies to enhance your payment experience.
Customer Feedback: Real Experiences from Satisfied Clients and Partners
Hear from our users who trust NFC Pay for their everyday transactions. Our commitment to security, ease of use, and exceptional service shines through in their experiences. See why our clients choose NFC Pay for their payment needs and how it has transformed the way they manage their finances.
"NFC Pay has made my transactions incredibly simple and secure. The intuitive interface and quick payment options are game-changers for my business"
"I love how NFC Pay prioritizes security without compromising on convenience. The two-factor authentication and instant alerts give me peace of mind every time I use it."
"Setting up my merchant account was a breeze, and now I can accept payments effortlessly. NFC Pay has truly streamlined my operations, saving me time and hassle."
Get the NFC Pay App for Seamless Transactions Anytime, Anywhere
Unlock the full potential of NFC Pay by downloading our app, designed to bring secure, swift, and smart transactions to your fingertips. Whether you're paying at a store, transferring money to friends, or managing your business payments, the NFC Pay app makes it effortless. Available on both iOS and Android, it's your all-in-one solution for convenient and reliable digital payments. Download now and experience the future of payments!
In the digital age, privacy concerns have become increasingly paramount, prompting the European Union to enact the General Data Protection Regulation (GDPR) in 2018. Among its many provisions, GDPR sets strict guidelines for the collection and processing of personal data, including the use of cookies on websites. Privacy Policy
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