/home/kueuepay/public_html/config/database.php
<?php

use Illuminate\Support\Str;

return [

    /*
    |--------------------------------------------------------------------------
    | Default Database Connection Name
    |--------------------------------------------------------------------------
    |
    | Here you may specify which of the database connections below you wish
    | to use as your default connection for all database work. Of course
    | you may use many connections at once using the Database library.
    |
    */

    'default' => env('DB_CONNECTION', 'mysql'),

    /*
    |--------------------------------------------------------------------------
    | Database Connections
    |--------------------------------------------------------------------------
    |
    | Here are each of the database connections setup for your application.
    | Of course, examples of configuring each database platform that is
    | supported by Laravel is shown below to make development simple.
    |
    |
    | All database work in Laravel is done through the PHP PDO facilities
    | so make sure you have the driver for your particular database of
    | choice installed on your machine before you begin development.
    |
    */

    'connections' => [

        'sqlite' => [
            'driver' => 'sqlite',
            'url' => env('DATABASE_URL'),
            'database' => env('DB_DATABASE', database_path('database.sqlite')),
            'prefix' => '',
            'foreign_key_constraints' => env('DB_FOREIGN_KEYS', true),
        ],

        'mysql' => [
            'driver' => 'mysql',
            'url' => env('DATABASE_URL'),
            'host' => env('DB_HOST', '127.0.0.1'),
            'port' => env('DB_PORT', '3306'),
            'database' => env('DB_DATABASE', 'forge'),
            'username' => env('DB_USERNAME', 'forge'),
            'password' => env('DB_PASSWORD', ''),
            'unix_socket' => env('DB_SOCKET', ''),
            'charset' => 'utf8mb4',
            'collation' => 'utf8mb4_unicode_ci',
            'prefix' => '',
            'prefix_indexes' => true,
            'strict' => true,
            'engine' => null,
            'options' => extension_loaded('pdo_mysql') ? array_filter([
                PDO::MYSQL_ATTR_SSL_CA => env('MYSQL_ATTR_SSL_CA'),
            ]) : [],
        ],

        'pgsql' => [
            'driver' => 'pgsql',
            'url' => env('DATABASE_URL'),
            'host' => env('DB_HOST', '127.0.0.1'),
            'port' => env('DB_PORT', '5432'),
            'database' => env('DB_DATABASE', 'forge'),
            'username' => env('DB_USERNAME', 'forge'),
            'password' => env('DB_PASSWORD', ''),
            'charset' => 'utf8',
            'prefix' => '',
            'prefix_indexes' => true,
            'search_path' => 'public',
            'sslmode' => 'prefer',
        ],

        'sqlsrv' => [
            'driver' => 'sqlsrv',
            'url' => env('DATABASE_URL'),
            'host' => env('DB_HOST', 'localhost'),
            'port' => env('DB_PORT', '1433'),
            'database' => env('DB_DATABASE', 'forge'),
            'username' => env('DB_USERNAME', 'forge'),
            'password' => env('DB_PASSWORD', ''),
            'charset' => 'utf8',
            'prefix' => '',
            'prefix_indexes' => true,
            // 'encrypt' => env('DB_ENCRYPT', 'yes'),
            // 'trust_server_certificate' => env('DB_TRUST_SERVER_CERTIFICATE', 'false'),
        ],

    ],

    /*
    |--------------------------------------------------------------------------
    | Migration Repository Table
    |--------------------------------------------------------------------------
    |
    | This table keeps track of all the migrations that have already run for
    | your application. Using this information, we can determine which of
    | the migrations on disk haven't actually been run in the database.
    |
    */

    'migrations' => 'migrations',

    /*
    |--------------------------------------------------------------------------
    | Redis Databases
    |--------------------------------------------------------------------------
    |
    | Redis is an open source, fast, and advanced key-value store that also
    | provides a richer body of commands than a typical key-value system
    | such as APC or Memcached. Laravel makes it easy to dig right in.
    |
    */

    'redis' => [

        'client' => env('REDIS_CLIENT', 'phpredis'),

        'options' => [
            'cluster' => env('REDIS_CLUSTER', 'redis'),
            'prefix' => env('REDIS_PREFIX', Str::slug(env('APP_NAME', 'laravel'), '_').'_database_'),
        ],

        'default' => [
            'url' => env('REDIS_URL'),
            'host' => env('REDIS_HOST', '127.0.0.1'),
            'username' => env('REDIS_USERNAME'),
            'password' => env('REDIS_PASSWORD'),
            'port' => env('REDIS_PORT', '6379'),
            'database' => env('REDIS_DB', '0'),
        ],

        'cache' => [
            'url' => env('REDIS_URL'),
            'host' => env('REDIS_HOST', '127.0.0.1'),
            'username' => env('REDIS_USERNAME'),
            'password' => env('REDIS_PASSWORD'),
            'port' => env('REDIS_PORT', '6379'),
            'database' => env('REDIS_CACHE_DB', '1'),
        ],

    ],

];
Refund Policy
top

At NFC Pay, we strive to provide a seamless and satisfactory experience with our services. This Refund Policy outlines the circumstances under which refunds may be issued for transactions made through our platform. Please read this policy carefully to understand your rights regarding refunds.
1. Eligibility for Refunds
Refunds may be considered under the following circumstances:
 

2. Non-Refundable Situations
Refunds will generally not be issued in the following situations:
 

3. Refund Process
To request a refund, please follow these steps:
 

  1. Contact Customer Support: Reach out to our customer support team via [email/phone/app support chat] with your transaction details, including the date, amount, and reason for the refund request.
  2. Investigation: Our team will review your request and may ask for additional information or documentation to support your claim. This process typically takes [5-10 business days], depending on the complexity of the issue.
  3. Refund Decision: After reviewing your request, we will notify you of our decision. If approved, the refund will be processed back to your original payment method. The timing of the refund will depend on your bank or payment provider and may take up to [10 business days] to reflect in your account.

4. Refund Exceptions
Certain transactions may be subject to specific terms and conditions, including non-refundable fees or charges. Please review the terms associated with each transaction carefully, as some fees may not be eligible for refunds.
5. Modifications to the Refund Policy
NFC Pay reserves the right to modify this Refund Policy at any time. Changes will be communicated through updates on our website and app, and the effective date will be updated accordingly. We encourage you to review this policy periodically to stay informed about our refund practices.
By using NFC Pay, you agree to this Refund Policy and understand the terms under which refunds may be issued. Our goal is to ensure a fair and transparent refund process, providing you with confidence and peace of mind when using our services.