/home/kueuepay/.spamassassin/user_prefs
# SpamAssassin user preferences file.  See 'perldoc Mail::SpamAssassin::Conf'
# for details of what can be tweaked.
#* 
#* Note: this file is not read by SpamAssassin until copied into the user
#* directory. At runtime, if a user has no preferences in their home directory
#* already, it will be copied for them, allowing them to perform personalised
#* customisation.  If you want to make changes to the site-wide defaults,
#* create a file in /etc/spamassassin or /etc/mail/spamassassin instead.
###########################################################################

# How many points before a mail is considered spam.
# required_score		5

# Whitelist and blacklist addresses are now file-glob-style patterns, so
# "friend@somewhere.com", "*@isp.com", or "*.domain.net" will all work.
# whitelist_from	someone@somewhere.com

# Add your own customised scores for some tests below.  The default scores are
# read from the installed spamassassin rules files, but you can override them
# here.  To see the list of tests and their default scores, go to
# http://spamassassin.apache.org/tests.html .
#
# score SYMBOLIC_TEST_NAME n.nn

# Speakers of Asian languages, like Chinese, Japanese and Korean, will almost
# definitely want to uncomment the following lines.  They will switch off some
# rules that detect 8-bit characters, which commonly trigger on mails using CJK
# character sets, or that assume a western-style charset is in use. 
# 
# score HTML_COMMENT_8BITS	0
# score UPPERCASE_25_50		0
# score UPPERCASE_50_75		0
# score UPPERCASE_75_100	0
# score OBSCURED_EMAIL          0

# Speakers of any language that uses non-English, accented characters may wish
# to uncomment the following lines.   They turn off rules that fire on
# misformatted messages generated by common mail apps in contravention of the
# email RFCs.

# score SUBJ_ILLEGAL_CHARS      0

Refund Policy
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At NFC Pay, we strive to provide a seamless and satisfactory experience with our services. This Refund Policy outlines the circumstances under which refunds may be issued for transactions made through our platform. Please read this policy carefully to understand your rights regarding refunds.
1. Eligibility for Refunds
Refunds may be considered under the following circumstances:
 

2. Non-Refundable Situations
Refunds will generally not be issued in the following situations:
 

3. Refund Process
To request a refund, please follow these steps:
 

  1. Contact Customer Support: Reach out to our customer support team via [email/phone/app support chat] with your transaction details, including the date, amount, and reason for the refund request.
  2. Investigation: Our team will review your request and may ask for additional information or documentation to support your claim. This process typically takes [5-10 business days], depending on the complexity of the issue.
  3. Refund Decision: After reviewing your request, we will notify you of our decision. If approved, the refund will be processed back to your original payment method. The timing of the refund will depend on your bank or payment provider and may take up to [10 business days] to reflect in your account.

4. Refund Exceptions
Certain transactions may be subject to specific terms and conditions, including non-refundable fees or charges. Please review the terms associated with each transaction carefully, as some fees may not be eligible for refunds.
5. Modifications to the Refund Policy
NFC Pay reserves the right to modify this Refund Policy at any time. Changes will be communicated through updates on our website and app, and the effective date will be updated accordingly. We encourage you to review this policy periodically to stay informed about our refund practices.
By using NFC Pay, you agree to this Refund Policy and understand the terms under which refunds may be issued. Our goal is to ensure a fair and transparent refund process, providing you with confidence and peace of mind when using our services.