<?php

return [

    /*
    |--------------------------------------------------------------------------
    | Authentication Defaults
    |--------------------------------------------------------------------------
    |
    | This option controls the default authentication "guard" and password
    | reset options for your application. You may change these defaults
    | as required, but they're a perfect start for most applications.
    |
    */

    'defaults' => [
        'guard' => 'web',
        'passwords' => 'users',
    ],

    /*
    |--------------------------------------------------------------------------
    | Authentication Guards
    |--------------------------------------------------------------------------
    |
    | Next, you may define every authentication guard for your application.
    | Of course, a great default configuration has been defined for you
    | here which uses session storage and the Eloquent user provider.
    |
    | All authentication drivers have a user provider. This defines how the
    | users are actually retrieved out of your database or other storage
    | mechanisms used by this application to persist your user's data.
    |
    | Supported: "session"
    |
    */

    'guards' => [
        'web' => [
            'driver' => 'session',
            'provider' => 'users',
        ],
        'admin' => [
            'driver' => 'session',
            'provider' => 'admins',
        ],
        'api' => [
            'driver' => 'passport',
            'provider' => 'users',
        ]
    ],

    /*
    |--------------------------------------------------------------------------
    | User Providers
    |--------------------------------------------------------------------------
    |
    | All authentication drivers have a user provider. This defines how the
    | users are actually retrieved out of your database or other storage
    | mechanisms used by this application to persist your user's data.
    |
    | If you have multiple user tables or models you may configure multiple
    | sources which represent each model / table. These sources may then
    | be assigned to any extra authentication guards you have defined.
    |
    | Supported: "database", "eloquent"
    |
    */

    'providers' => [
        'users' => [
            'driver' => 'eloquent',
            'model' => App\Models\User::class,
        ],
        'admins' => [
            'driver' => 'eloquent',
            'model' => App\Models\Admin\Admin::class,
        ]
    ],

    /*
    |--------------------------------------------------------------------------
    | Resetting Passwords
    |--------------------------------------------------------------------------
    |
    | You may specify multiple password reset configurations if you have more
    | than one user table or model in the application and you want to have
    | separate password reset settings based on the specific user types.
    |
    | The expire time is the number of minutes that each reset token will be
    | considered valid. This security feature keeps tokens short-lived so
    | they have less time to be guessed. You may change this as needed.
    |
    */

    'passwords' => [
        'users' => [
            'provider' => 'users',
            'table' => 'password_resets',
            'expire' => 60,
            'throttle' => 60,
        ],
        'admins' => [
            'provider' => 'admins',
            'table' => 'admin_password_resets',
            'expire' => 60,
            'throttle' => 60,
        ],
    ],

    /*
    |--------------------------------------------------------------------------
    | Password Confirmation Timeout
    |--------------------------------------------------------------------------
    |
    | Here you may define the amount of seconds before a password confirmation
    | times out and the user is prompted to re-enter their password via the
    | confirmation screen. By default, the timeout lasts for three hours.
    |
    */

    'password_timeout' => 10800,

];

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Enhancing Payment Security: The Role of Encryption and Tokenization in Digital Transactions

As digital transactions proliferate, ensuring robust payment security is more critical than ever. Two foundational technologies that are pivotal in this effort are encryption and tokenization.
Encryption is a process that transforms data into a secure format, known as ciphertext, which can only be deciphered using a specific decryption key. This means that even if data is intercepted during transmission, it remains unreadable and protected from unauthorized access. Encryption is essential in safeguarding sensitive payment information, such as credit card details and personal data, during online transactions.
Tokenization, on the other hand, involves substituting sensitive data with unique identifiers or "tokens." These tokens serve as placeholders and have no value outside of the specific transaction context. If intercepted, tokens are meaningless and cannot be used to access the original sensitive data. This method significantly reduces the risk of fraud and data breaches, as the actual payment information is not stored or transmitted.
Together, encryption and tokenization form a powerful security framework. Encryption ensures that data is protected during transmission, while tokenization minimizes the risk of exposing sensitive information by replacing it with secure, non-sensitive tokens.
These technologies are integral to modern payment platforms, providing a robust defense against cyber threats. By implementing advanced encryption and tokenization techniques, businesses can enhance the security of digital transactions, ensuring that users' financial and personal information remains safe. This comprehensive approach not only builds user trust but also fortifies the overall security infrastructure of digital payment systems. As cyber threats evolve, the continued advancement of encryption and tokenization will be crucial in maintaining secure and reliable payment processes.

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• Payment