/home/kueuepay/www/config/excel.php
<?php

use Maatwebsite\Excel\Excel;

return [
    'exports' => [

        /*
        |--------------------------------------------------------------------------
        | Chunk size
        |--------------------------------------------------------------------------
        |
        | When using FromQuery, the query is automatically chunked.
        | Here you can specify how big the chunk should be.
        |
        */
        'chunk_size'             => 1000,

        /*
        |--------------------------------------------------------------------------
        | Pre-calculate formulas during export
        |--------------------------------------------------------------------------
        */
        'pre_calculate_formulas' => false,

        /*
        |--------------------------------------------------------------------------
        | Enable strict null comparison
        |--------------------------------------------------------------------------
        |
        | When enabling strict null comparison empty cells ('') will
        | be added to the sheet.
        */
        'strict_null_comparison' => false,

        /*
        |--------------------------------------------------------------------------
        | CSV Settings
        |--------------------------------------------------------------------------
        |
        | Configure e.g. delimiter, enclosure and line ending for CSV exports.
        |
        */
        'csv'                    => [
            'delimiter'              => ',',
            'enclosure'              => '"',
            'line_ending'            => PHP_EOL,
            'use_bom'                => false,
            'include_separator_line' => false,
            'excel_compatibility'    => false,
            'output_encoding'        => '',
            'test_auto_detect'       => true,
        ],

        /*
        |--------------------------------------------------------------------------
        | Worksheet properties
        |--------------------------------------------------------------------------
        |
        | Configure e.g. default title, creator, subject,...
        |
        */
        'properties'             => [
            'creator'        => '',
            'lastModifiedBy' => '',
            'title'          => '',
            'description'    => '',
            'subject'        => '',
            'keywords'       => '',
            'category'       => '',
            'manager'        => '',
            'company'        => '',
        ],
    ],

    'imports'            => [

        /*
        |--------------------------------------------------------------------------
        | Read Only
        |--------------------------------------------------------------------------
        |
        | When dealing with imports, you might only be interested in the
        | data that the sheet exists. By default we ignore all styles,
        | however if you want to do some logic based on style data
        | you can enable it by setting read_only to false.
        |
        */
        'read_only' => true,

        /*
        |--------------------------------------------------------------------------
        | Ignore Empty
        |--------------------------------------------------------------------------
        |
        | When dealing with imports, you might be interested in ignoring
        | rows that have null values or empty strings. By default rows
        | containing empty strings or empty values are not ignored but can be
        | ignored by enabling the setting ignore_empty to true.
        |
        */
        'ignore_empty' => false,

        /*
        |--------------------------------------------------------------------------
        | Heading Row Formatter
        |--------------------------------------------------------------------------
        |
        | Configure the heading row formatter.
        | Available options: none|slug|custom
        |
        */
        'heading_row' => [
            'formatter' => 'slug',
        ],

        /*
        |--------------------------------------------------------------------------
        | CSV Settings
        |--------------------------------------------------------------------------
        |
        | Configure e.g. delimiter, enclosure and line ending for CSV imports.
        |
        */
        'csv'         => [
            'delimiter'        => null,
            'enclosure'        => '"',
            'escape_character' => '\\',
            'contiguous'       => false,
            'input_encoding'   => 'UTF-8',
        ],

        /*
        |--------------------------------------------------------------------------
        | Worksheet properties
        |--------------------------------------------------------------------------
        |
        | Configure e.g. default title, creator, subject,...
        |
        */
        'properties'  => [
            'creator'        => '',
            'lastModifiedBy' => '',
            'title'          => '',
            'description'    => '',
            'subject'        => '',
            'keywords'       => '',
            'category'       => '',
            'manager'        => '',
            'company'        => '',
        ],

    ],

    /*
    |--------------------------------------------------------------------------
    | Extension detector
    |--------------------------------------------------------------------------
    |
    | Configure here which writer/reader type should be used when the package
    | needs to guess the correct type based on the extension alone.
    |
    */
    'extension_detector' => [
        'xlsx'     => Excel::XLSX,
        'xlsm'     => Excel::XLSX,
        'xltx'     => Excel::XLSX,
        'xltm'     => Excel::XLSX,
        'xls'      => Excel::XLS,
        'xlt'      => Excel::XLS,
        'ods'      => Excel::ODS,
        'ots'      => Excel::ODS,
        'slk'      => Excel::SLK,
        'xml'      => Excel::XML,
        'gnumeric' => Excel::GNUMERIC,
        'htm'      => Excel::HTML,
        'html'     => Excel::HTML,
        'csv'      => Excel::CSV,
        'tsv'      => Excel::TSV,

        /*
        |--------------------------------------------------------------------------
        | PDF Extension
        |--------------------------------------------------------------------------
        |
        | Configure here which Pdf driver should be used by default.
        | Available options: Excel::MPDF | Excel::TCPDF | Excel::DOMPDF
        |
        */
        'pdf'      => Excel::DOMPDF,
    ],

    /*
    |--------------------------------------------------------------------------
    | Value Binder
    |--------------------------------------------------------------------------
    |
    | PhpSpreadsheet offers a way to hook into the process of a value being
    | written to a cell. In there some assumptions are made on how the
    | value should be formatted. If you want to change those defaults,
    | you can implement your own default value binder.
    |
    | Possible value binders:
    |
    | [x] Maatwebsite\Excel\DefaultValueBinder::class
    | [x] PhpOffice\PhpSpreadsheet\Cell\StringValueBinder::class
    | [x] PhpOffice\PhpSpreadsheet\Cell\AdvancedValueBinder::class
    |
    */
    'value_binder' => [
        'default' => Maatwebsite\Excel\DefaultValueBinder::class,
    ],

    'cache' => [
        /*
        |--------------------------------------------------------------------------
        | Default cell caching driver
        |--------------------------------------------------------------------------
        |
        | By default PhpSpreadsheet keeps all cell values in memory, however when
        | dealing with large files, this might result into memory issues. If you
        | want to mitigate that, you can configure a cell caching driver here.
        | When using the illuminate driver, it will store each value in the
        | cache store. This can slow down the process, because it needs to
        | store each value. You can use the "batch" store if you want to
        | only persist to the store when the memory limit is reached.
        |
        | Drivers: memory|illuminate|batch
        |
        */
        'driver'     => 'memory',

        /*
        |--------------------------------------------------------------------------
        | Batch memory caching
        |--------------------------------------------------------------------------
        |
        | When dealing with the "batch" caching driver, it will only
        | persist to the store when the memory limit is reached.
        | Here you can tweak the memory limit to your liking.
        |
        */
        'batch'     => [
            'memory_limit' => 60000,
        ],

        /*
        |--------------------------------------------------------------------------
        | Illuminate cache
        |--------------------------------------------------------------------------
        |
        | When using the "illuminate" caching driver, it will automatically use
        | your default cache store. However if you prefer to have the cell
        | cache on a separate store, you can configure the store name here.
        | You can use any store defined in your cache config. When leaving
        | at "null" it will use the default store.
        |
        */
        'illuminate' => [
            'store' => null,
        ],
    ],

    /*
    |--------------------------------------------------------------------------
    | Transaction Handler
    |--------------------------------------------------------------------------
    |
    | By default the import is wrapped in a transaction. This is useful
    | for when an import may fail and you want to retry it. With the
    | transactions, the previous import gets rolled-back.
    |
    | You can disable the transaction handler by setting this to null.
    | Or you can choose a custom made transaction handler here.
    |
    | Supported handlers: null|db
    |
    */
    'transactions' => [
        'handler' => 'db',
        'db'      => [
            'connection' => null,
        ],
    ],

    'temporary_files' => [

        /*
        |--------------------------------------------------------------------------
        | Local Temporary Path
        |--------------------------------------------------------------------------
        |
        | When exporting and importing files, we use a temporary file, before
        | storing reading or downloading. Here you can customize that path.
        |
        */
        'local_path'          => storage_path('framework/cache/laravel-excel'),

        /*
        |--------------------------------------------------------------------------
        | Remote Temporary Disk
        |--------------------------------------------------------------------------
        |
        | When dealing with a multi server setup with queues in which you
        | cannot rely on having a shared local temporary path, you might
        | want to store the temporary file on a shared disk. During the
        | queue executing, we'll retrieve the temporary file from that
        | location instead. When left to null, it will always use
        | the local path. This setting only has effect when using
        | in conjunction with queued imports and exports.
        |
        */
        'remote_disk'         => null,
        'remote_prefix'       => null,

        /*
        |--------------------------------------------------------------------------
        | Force Resync
        |--------------------------------------------------------------------------
        |
        | When dealing with a multi server setup as above, it's possible
        | for the clean up that occurs after entire queue has been run to only
        | cleanup the server that the last AfterImportJob runs on. The rest of the server
        | would still have the local temporary file stored on it. In this case your
        | local storage limits can be exceeded and future imports won't be processed.
        | To mitigate this you can set this config value to be true, so that after every
        | queued chunk is processed the local temporary file is deleted on the server that
        | processed it.
        |
        */
        'force_resync_remote' => null,
    ],
];
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The Future of Digital Wallets: How Mobile Payments are Shaping the Financial Landscape

Digital wallets have fundamentally transformed how we manage money, offering a streamlined, secure, and highly efficient method for handling payments and transactions. By consolidating credit, debit, and loyalty card information into a single app, digital wallets simplify the payment process and eliminate the need for physical cards, enhancing both convenience and security.
As digital wallets evolve, they are integrating advanced features that push the boundaries of traditional payment methods. Biometric authentication, such as fingerprint and facial recognition, adds an extra layer of security, ensuring that only authorized users can access their payment information. Real-time transaction alerts provide instant notifications for every transaction, allowing users to monitor their spending and detect any unauthorized activity swiftly. Budgeting tools within digital wallets offer personalized insights and financial management capabilities, helping users track their expenses and plan their budgets more effectively.
The growing adoption of digital wallets is fueled by their ease of use and the increasing demand for contactless payment solutions. As technology advances, digital wallets are likely to incorporate even more innovative features, such as artificial intelligence for personalized financial advice, integrated loyalty programs for seamless rewards management, and cross-border transaction capabilities for global shopping convenience.
The integration of these features is reshaping the financial landscape by making transactions not only faster but also more secure and user-friendly. The future of digital wallets is set to further revolutionize how we handle our finances, offering an all-encompassing solution that caters to the evolving needs of modern consumers. As digital wallets continue to advance, they will play an increasingly central role in shaping the future of financial interactions, driving the global shift towards a more digital and cashless economy.

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