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<?php $finder = PhpCsFixer\Finder::create() ->exclude('vendor') ->notPath('src/PhpSpreadsheet/Writer/ZipStream3.php') ->in(__DIR__); $config = new PhpCsFixer\Config(); $config ->setRiskyAllowed(true) ->setFinder($finder) ->setCacheFile(sys_get_temp_dir() . '/php-cs-fixer' . preg_replace('~\W~', '-', __DIR__)) ->setRules([ 'align_multiline_comment' => true, 'array_indentation' => true, 'array_syntax' => ['syntax' => 'short'], 'backtick_to_shell_exec' => true, 'binary_operator_spaces' => true, 'blank_line_after_namespace' => true, 'blank_line_after_opening_tag' => true, 'blank_line_before_statement' => true, 'braces' => true, 'cast_spaces' => true, 'class_attributes_separation' => ['elements' => ['method' => 'one', 'property' => 'one']], // const are often grouped with other related const 'class_definition' => false, 'class_keyword_remove' => false, // ::class keyword gives us better support in IDE 'combine_consecutive_issets' => true, 'combine_consecutive_unsets' => true, 'combine_nested_dirname' => true, 'comment_to_phpdoc' => false, // interferes with annotations 'compact_nullable_typehint' => true, 'concat_space' => ['spacing' => 'one'], 'constant_case' => true, 'date_time_immutable' => false, // Break our unit tests 'declare_equal_normalize' => true, 'declare_strict_types' => false, // Too early to adopt strict types 'dir_constant' => true, 'doctrine_annotation_array_assignment' => true, 'doctrine_annotation_braces' => true, 'doctrine_annotation_indentation' => true, 'doctrine_annotation_spaces' => true, 'elseif' => true, 'encoding' => true, 'ereg_to_preg' => true, 'escape_implicit_backslashes' => true, 'explicit_indirect_variable' => false, // I feel it makes the code actually harder to read 'explicit_string_variable' => false, // I feel it makes the code actually harder to read 'final_class' => false, // We need non-final classes 'final_internal_class' => true, 'final_public_method_for_abstract_class' => false, // We need non-final methods 'self_static_accessor' => true, 'fopen_flag_order' => true, 'fopen_flags' => true, 'full_opening_tag' => true, 'fully_qualified_strict_types' => true, 'function_declaration' => true, 'function_to_constant' => true, 'function_typehint_space' => true, 'general_phpdoc_annotation_remove' => ['annotations' => ['access', 'category', 'copyright']], 'global_namespace_import' => true, 'header_comment' => false, // We don't use common header in all our files 'heredoc_indentation' => true, 'heredoc_to_nowdoc' => false, // Not sure about this one 'implode_call' => true, 'include' => true, 'increment_style' => true, 'indentation_type' => true, 'is_null' => true, 'line_ending' => true, 'linebreak_after_opening_tag' => true, 'list_syntax' => ['syntax' => 'short'], 'logical_operators' => true, 'lowercase_cast' => true, 'lowercase_keywords' => true, 'lowercase_static_reference' => true, 'magic_constant_casing' => true, 'magic_method_casing' => true, 'mb_str_functions' => false, // No, too dangerous to change that 'method_argument_space' => true, 'method_chaining_indentation' => true, 'modernize_types_casting' => true, 'multiline_comment_opening_closing' => true, 'multiline_whitespace_before_semicolons' => true, 'native_constant_invocation' => false, // Micro optimization that look messy 'native_function_casing' => true, 'native_function_invocation' => false, // I suppose this would be best, but I am still unconvinced about the visual aspect of it 'native_function_type_declaration_casing' => true, 'new_with_braces' => true, 'no_alias_functions' => true, 'no_alternative_syntax' => true, 'no_binary_string' => true, 'no_blank_lines_after_class_opening' => true, 'no_blank_lines_after_phpdoc' => true, 'no_blank_lines_before_namespace' => false, // we want 1 blank line before namespace 'no_break_comment' => true, 'no_closing_tag' => true, 'no_empty_comment' => true, 'no_empty_phpdoc' => true, 'no_empty_statement' => true, 'no_extra_blank_lines' => true, 'no_homoglyph_names' => true, 'no_leading_import_slash' => true, 'no_leading_namespace_whitespace' => true, 'no_mixed_echo_print' => true, 'no_multiline_whitespace_around_double_arrow' => true, 'no_null_property_initialization' => true, 'no_php4_constructor' => true, 'no_short_bool_cast' => true, 'echo_tag_syntax' => ['format' => 'long'], 'no_singleline_whitespace_before_semicolons' => true, 'no_spaces_after_function_name' => true, 'no_spaces_around_offset' => true, 'no_spaces_inside_parenthesis' => true, 'no_superfluous_elseif' => false, // Might be risky on a huge code base 'no_superfluous_phpdoc_tags' => ['allow_mixed' => true], 'no_trailing_comma_in_list_call' => true, 'no_trailing_comma_in_singleline_array' => true, 'no_trailing_whitespace' => true, 'no_trailing_whitespace_in_comment' => true, 'no_unneeded_control_parentheses' => true, 'no_unneeded_curly_braces' => true, 'no_unneeded_final_method' => true, 'no_unreachable_default_argument_value' => true, 'no_unset_cast' => true, 'no_unset_on_property' => true, 'no_unused_imports' => true, 'no_useless_else' => true, 'no_useless_return' => true, 'no_whitespace_before_comma_in_array' => true, 'no_whitespace_in_blank_line' => true, 'non_printable_character' => true, 'normalize_index_brace' => true, 'not_operator_with_space' => false, // No we prefer to keep '!' without spaces 'not_operator_with_successor_space' => false, // idem 'nullable_type_declaration_for_default_null_value' => true, 'object_operator_without_whitespace' => true, 'ordered_class_elements' => false, // We prefer to keep some freedom 'ordered_imports' => true, 'ordered_interfaces' => true, 'php_unit_construct' => true, 'php_unit_dedicate_assert' => true, 'php_unit_dedicate_assert_internal_type' => true, 'php_unit_expectation' => true, 'php_unit_fqcn_annotation' => true, 'php_unit_internal_class' => false, // Because tests are excluded from package 'php_unit_method_casing' => true, 'php_unit_mock' => true, 'php_unit_mock_short_will_return' => true, 'php_unit_namespaced' => true, 'php_unit_no_expectation_annotation' => true, 'phpdoc_order_by_value' => ['annotations' => ['covers']], 'php_unit_set_up_tear_down_visibility' => true, 'php_unit_size_class' => false, // That seems extra work to maintain for little benefits 'php_unit_strict' => false, // We sometime actually need assertEquals 'php_unit_test_annotation' => true, 'php_unit_test_case_static_method_calls' => ['call_type' => 'self'], 'php_unit_test_class_requires_covers' => false, // We don't care as much as we should about coverage 'phpdoc_add_missing_param_annotation' => false, // Don't add things that bring no value 'phpdoc_align' => false, // Waste of time 'phpdoc_annotation_without_dot' => true, 'phpdoc_indent' => true, //'phpdoc_inline_tag' => true, 'phpdoc_line_span' => false, // Unfortunately our old comments turn even uglier with this 'phpdoc_no_access' => true, 'phpdoc_no_alias_tag' => true, 'phpdoc_no_empty_return' => true, 'phpdoc_no_package' => true, 'phpdoc_no_useless_inheritdoc' => true, 'phpdoc_order' => true, 'phpdoc_return_self_reference' => true, 'phpdoc_scalar' => true, 'phpdoc_separation' => true, 'phpdoc_single_line_var_spacing' => true, 'phpdoc_summary' => true, 'phpdoc_to_comment' => false, // interferes with annotations 'phpdoc_to_param_type' => false, // Because experimental, but interesting for one shot use 'phpdoc_to_return_type' => false, // idem 'phpdoc_trim' => true, 'phpdoc_trim_consecutive_blank_line_separation' => true, 'phpdoc_types' => true, 'phpdoc_types_order' => true, 'phpdoc_var_annotation_correct_order' => true, 'phpdoc_var_without_name' => true, 'pow_to_exponentiation' => true, 'protected_to_private' => true, //'psr0' => true, //'psr4' => true, 'random_api_migration' => true, 'return_assignment' => false, // Sometimes useful for clarity or debug 'return_type_declaration' => true, 'self_accessor' => true, 'self_static_accessor' => true, 'semicolon_after_instruction' => false, // Buggy in `samples/index.php` 'set_type_to_cast' => true, 'short_scalar_cast' => true, 'simple_to_complex_string_variable' => false, // Would differ from TypeScript without obvious advantages 'simplified_null_return' => false, // Even if technically correct we prefer to be explicit 'single_blank_line_at_eof' => true, 'single_blank_line_before_namespace' => true, 'single_class_element_per_statement' => true, 'single_import_per_statement' => true, 'single_line_after_imports' => true, 'single_line_comment_style' => true, 'single_line_throw' => false, // I don't see any reason for having a special case for Exception 'single_quote' => true, 'single_trait_insert_per_statement' => true, 'space_after_semicolon' => true, 'standardize_increment' => true, 'standardize_not_equals' => true, 'static_lambda' => false, // Risky if we can't guarantee nobody use `bindTo()` 'strict_comparison' => false, // No, too dangerous to change that 'strict_param' => false, // No, too dangerous to change that 'string_line_ending' => true, 'switch_case_semicolon_to_colon' => true, 'switch_case_space' => true, 'ternary_operator_spaces' => true, 'ternary_to_null_coalescing' => true, 'trailing_comma_in_multiline' => true, 'trim_array_spaces' => true, 'unary_operator_spaces' => true, 'visibility_required' => ['elements' => ['property', 'method']], // not const 'void_return' => true, 'whitespace_after_comma_in_array' => true, 'yoda_style' => false, ]); return $config;

The Future of Digital Wallets: How Mobile Payments are Shaping the Financial Landscape

Digital wallets have fundamentally transformed how we manage money, offering a streamlined, secure, and highly efficient method for handling payments and transactions. By consolidating credit, debit, and loyalty card information into a single app, digital wallets simplify the payment process and eliminate the need for physical cards, enhancing both convenience and security.
As digital wallets evolve, they are integrating advanced features that push the boundaries of traditional payment methods. Biometric authentication, such as fingerprint and facial recognition, adds an extra layer of security, ensuring that only authorized users can access their payment information. Real-time transaction alerts provide instant notifications for every transaction, allowing users to monitor their spending and detect any unauthorized activity swiftly. Budgeting tools within digital wallets offer personalized insights and financial management capabilities, helping users track their expenses and plan their budgets more effectively.
The growing adoption of digital wallets is fueled by their ease of use and the increasing demand for contactless payment solutions. As technology advances, digital wallets are likely to incorporate even more innovative features, such as artificial intelligence for personalized financial advice, integrated loyalty programs for seamless rewards management, and cross-border transaction capabilities for global shopping convenience.
The integration of these features is reshaping the financial landscape by making transactions not only faster but also more secure and user-friendly. The future of digital wallets is set to further revolutionize how we handle our finances, offering an all-encompassing solution that caters to the evolving needs of modern consumers. As digital wallets continue to advance, they will play an increasingly central role in shaping the future of financial interactions, driving the global shift towards a more digital and cashless economy.

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The Future of Digital Wallets: How Mobile Payments are Shaping the Financial Landscape

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