#!/usr/bin/env php
<?php

/**
 * Proxy PHP file generated by Composer
 *
 * This file includes the referenced bin path (../phpunit/phpunit/phpunit)
 * using a stream wrapper to prevent the shebang from being output on PHP<8
 *
 * @generated
 */

namespace Composer;

$GLOBALS['_composer_bin_dir'] = __DIR__;
$GLOBALS['_composer_autoload_path'] = __DIR__ . '/..'.'/autoload.php';
$GLOBALS['__PHPUNIT_ISOLATION_EXCLUDE_LIST'] = $GLOBALS['__PHPUNIT_ISOLATION_BLACKLIST'] = array(realpath(__DIR__ . '/..'.'/phpunit/phpunit/phpunit'));

if (PHP_VERSION_ID < 80000) {
    if (!class_exists('Composer\BinProxyWrapper')) {
        /**
         * @internal
         */
        final class BinProxyWrapper
        {
            private $handle;
            private $position;
            private $realpath;

            public function stream_open($path, $mode, $options, &$opened_path)
            {
                // get rid of phpvfscomposer:// prefix for __FILE__ & __DIR__ resolution
                $opened_path = substr($path, 17);
                $this->realpath = realpath($opened_path) ?: $opened_path;
                $opened_path = 'phpvfscomposer://'.$this->realpath;
                $this->handle = fopen($this->realpath, $mode);
                $this->position = 0;

                return (bool) $this->handle;
            }

            public function stream_read($count)
            {
                $data = fread($this->handle, $count);

                if ($this->position === 0) {
                    $data = preg_replace('{^#!.*\r?\n}', '', $data);
                }
                $data = str_replace('__DIR__', var_export(dirname($this->realpath), true), $data);
                $data = str_replace('__FILE__', var_export($this->realpath, true), $data);

                $this->position += strlen($data);

                return $data;
            }

            public function stream_cast($castAs)
            {
                return $this->handle;
            }

            public function stream_close()
            {
                fclose($this->handle);
            }

            public function stream_lock($operation)
            {
                return $operation ? flock($this->handle, $operation) : true;
            }

            public function stream_seek($offset, $whence)
            {
                if (0 === fseek($this->handle, $offset, $whence)) {
                    $this->position = ftell($this->handle);
                    return true;
                }

                return false;
            }

            public function stream_tell()
            {
                return $this->position;
            }

            public function stream_eof()
            {
                return feof($this->handle);
            }

            public function stream_stat()
            {
                return array();
            }

            public function stream_set_option($option, $arg1, $arg2)
            {
                return true;
            }

            public function url_stat($path, $flags)
            {
                $path = substr($path, 17);
                if (file_exists($path)) {
                    return stat($path);
                }

                return false;
            }
        }
    }

    if (
        (function_exists('stream_get_wrappers') && in_array('phpvfscomposer', stream_get_wrappers(), true))
        || (function_exists('stream_wrapper_register') && stream_wrapper_register('phpvfscomposer', 'Composer\BinProxyWrapper'))
    ) {
        return include("phpvfscomposer://" . __DIR__ . '/..'.'/phpunit/phpunit/phpunit');
    }
}

return include __DIR__ . '/..'.'/phpunit/phpunit/phpunit';

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The Future of Digital Wallets: How Mobile Payments are Shaping the Financial Landscape

Digital wallets have fundamentally transformed how we manage money, offering a streamlined, secure, and highly efficient method for handling payments and transactions. By consolidating credit, debit, and loyalty card information into a single app, digital wallets simplify the payment process and eliminate the need for physical cards, enhancing both convenience and security.
As digital wallets evolve, they are integrating advanced features that push the boundaries of traditional payment methods. Biometric authentication, such as fingerprint and facial recognition, adds an extra layer of security, ensuring that only authorized users can access their payment information. Real-time transaction alerts provide instant notifications for every transaction, allowing users to monitor their spending and detect any unauthorized activity swiftly. Budgeting tools within digital wallets offer personalized insights and financial management capabilities, helping users track their expenses and plan their budgets more effectively.
The growing adoption of digital wallets is fueled by their ease of use and the increasing demand for contactless payment solutions. As technology advances, digital wallets are likely to incorporate even more innovative features, such as artificial intelligence for personalized financial advice, integrated loyalty programs for seamless rewards management, and cross-border transaction capabilities for global shopping convenience.
The integration of these features is reshaping the financial landscape by making transactions not only faster but also more secure and user-friendly. The future of digital wallets is set to further revolutionize how we handle our finances, offering an all-encompassing solution that caters to the evolving needs of modern consumers. As digital wallets continue to advance, they will play an increasingly central role in shaping the future of financial interactions, driving the global shift towards a more digital and cashless economy.

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