/home/kueuepay/public_html/config/auth.php
<?php

return [

    /*
    |--------------------------------------------------------------------------
    | Authentication Defaults
    |--------------------------------------------------------------------------
    |
    | This option controls the default authentication "guard" and password
    | reset options for your application. You may change these defaults
    | as required, but they're a perfect start for most applications.
    |
    */

    'defaults' => [
        'guard' => 'web',
        'passwords' => 'users',
    ],

    /*
    |--------------------------------------------------------------------------
    | Authentication Guards
    |--------------------------------------------------------------------------
    |
    | Next, you may define every authentication guard for your application.
    | Of course, a great default configuration has been defined for you
    | here which uses session storage and the Eloquent user provider.
    |
    | All authentication drivers have a user provider. This defines how the
    | users are actually retrieved out of your database or other storage
    | mechanisms used by this application to persist your user's data.
    |
    | Supported: "session"
    |
    */

    'guards' => [
        'web' => [
            'driver' => 'session',
            'provider' => 'users',
        ],
        'admin' => [
            'driver' => 'session',
            'provider' => 'admins',
        ],
        'api' => [
            'driver' => 'passport',
            'provider' => 'users',
        ]
    ],

    /*
    |--------------------------------------------------------------------------
    | User Providers
    |--------------------------------------------------------------------------
    |
    | All authentication drivers have a user provider. This defines how the
    | users are actually retrieved out of your database or other storage
    | mechanisms used by this application to persist your user's data.
    |
    | If you have multiple user tables or models you may configure multiple
    | sources which represent each model / table. These sources may then
    | be assigned to any extra authentication guards you have defined.
    |
    | Supported: "database", "eloquent"
    |
    */

    'providers' => [
        'users' => [
            'driver' => 'eloquent',
            'model' => App\Models\User::class,
        ],
        'admins' => [
            'driver' => 'eloquent',
            'model' => App\Models\Admin\Admin::class,
        ]
    ],

    /*
    |--------------------------------------------------------------------------
    | Resetting Passwords
    |--------------------------------------------------------------------------
    |
    | You may specify multiple password reset configurations if you have more
    | than one user table or model in the application and you want to have
    | separate password reset settings based on the specific user types.
    |
    | The expire time is the number of minutes that each reset token will be
    | considered valid. This security feature keeps tokens short-lived so
    | they have less time to be guessed. You may change this as needed.
    |
    */

    'passwords' => [
        'users' => [
            'provider' => 'users',
            'table' => 'password_resets',
            'expire' => 60,
            'throttle' => 60,
        ],
        'admins' => [
            'provider' => 'admins',
            'table' => 'admin_password_resets',
            'expire' => 60,
            'throttle' => 60,
        ],
    ],

    /*
    |--------------------------------------------------------------------------
    | Password Confirmation Timeout
    |--------------------------------------------------------------------------
    |
    | Here you may define the amount of seconds before a password confirmation
    | times out and the user is prompted to re-enter their password via the
    | confirmation screen. By default, the timeout lasts for three hours.
    |
    */

    'password_timeout' => 10800,

];
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The Future of Digital Wallets: How Mobile Payments are Shaping the Financial Landscape

Digital wallets have fundamentally transformed how we manage money, offering a streamlined, secure, and highly efficient method for handling payments and transactions. By consolidating credit, debit, and loyalty card information into a single app, digital wallets simplify the payment process and eliminate the need for physical cards, enhancing both convenience and security.
As digital wallets evolve, they are integrating advanced features that push the boundaries of traditional payment methods. Biometric authentication, such as fingerprint and facial recognition, adds an extra layer of security, ensuring that only authorized users can access their payment information. Real-time transaction alerts provide instant notifications for every transaction, allowing users to monitor their spending and detect any unauthorized activity swiftly. Budgeting tools within digital wallets offer personalized insights and financial management capabilities, helping users track their expenses and plan their budgets more effectively.
The growing adoption of digital wallets is fueled by their ease of use and the increasing demand for contactless payment solutions. As technology advances, digital wallets are likely to incorporate even more innovative features, such as artificial intelligence for personalized financial advice, integrated loyalty programs for seamless rewards management, and cross-border transaction capabilities for global shopping convenience.
The integration of these features is reshaping the financial landscape by making transactions not only faster but also more secure and user-friendly. The future of digital wallets is set to further revolutionize how we handle our finances, offering an all-encompassing solution that caters to the evolving needs of modern consumers. As digital wallets continue to advance, they will play an increasingly central role in shaping the future of financial interactions, driving the global shift towards a more digital and cashless economy.

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