<?php

namespace PhpOffice\PhpSpreadsheet\Reader;

use DateTime;
use DateTimeZone;
use PhpOffice\PhpSpreadsheet\Cell\AddressHelper;
use PhpOffice\PhpSpreadsheet\Cell\Coordinate;
use PhpOffice\PhpSpreadsheet\Cell\DataType;
use PhpOffice\PhpSpreadsheet\DefinedName;
use PhpOffice\PhpSpreadsheet\Reader\Security\XmlScanner;
use PhpOffice\PhpSpreadsheet\Reader\Xlsx\Namespaces;
use PhpOffice\PhpSpreadsheet\Reader\Xml\PageSettings;
use PhpOffice\PhpSpreadsheet\Reader\Xml\Properties;
use PhpOffice\PhpSpreadsheet\Reader\Xml\Style;
use PhpOffice\PhpSpreadsheet\RichText\RichText;
use PhpOffice\PhpSpreadsheet\Settings;
use PhpOffice\PhpSpreadsheet\Shared\Date;
use PhpOffice\PhpSpreadsheet\Shared\File;
use PhpOffice\PhpSpreadsheet\Shared\StringHelper;
use PhpOffice\PhpSpreadsheet\Spreadsheet;
use PhpOffice\PhpSpreadsheet\Worksheet\Worksheet;
use SimpleXMLElement;

/**
 * Reader for SpreadsheetML, the XML schema for Microsoft Office Excel 2003.
 */
class Xml extends BaseReader
{
    public const NAMESPACES_SS = 'urn:schemas-microsoft-com:office:spreadsheet';

    /**
     * Formats.
     *
     * @var array
     */
    protected $styles = [];

    /**
     * Create a new Excel2003XML Reader instance.
     */
    public function __construct()
    {
        parent::__construct();
        $this->securityScanner = XmlScanner::getInstance($this);
    }

    /** @var string */
    private $fileContents = '';

    public static function xmlMappings(): array
    {
        return array_merge(
            Style\Fill::FILL_MAPPINGS,
            Style\Border::BORDER_MAPPINGS
        );
    }

    /**
     * Can the current IReader read the file?
     */
    public function canRead(string $filename): bool
    {
        //    Office                    xmlns:o="urn:schemas-microsoft-com:office:office"
        //    Excel                    xmlns:x="urn:schemas-microsoft-com:office:excel"
        //    XML Spreadsheet            xmlns:ss="urn:schemas-microsoft-com:office:spreadsheet"
        //    Spreadsheet component    xmlns:c="urn:schemas-microsoft-com:office:component:spreadsheet"
        //    XML schema                 xmlns:s="uuid:BDC6E3F0-6DA3-11d1-A2A3-00AA00C14882"
        //    XML data type            xmlns:dt="uuid:C2F41010-65B3-11d1-A29F-00AA00C14882"
        //    MS-persist recordset    xmlns:rs="urn:schemas-microsoft-com:rowset"
        //    Rowset                    xmlns:z="#RowsetSchema"
        //

        $signature = [
            '<?xml version="1.0"',
            'xmlns:ss="urn:schemas-microsoft-com:office:spreadsheet',
        ];

        // Open file
        $data = file_get_contents($filename) ?: '';

        // Why?
        //$data = str_replace("'", '"', $data); // fix headers with single quote

        $valid = true;
        foreach ($signature as $match) {
            // every part of the signature must be present
            if (strpos($data, $match) === false) {
                $valid = false;

                break;
            }
        }

        //    Retrieve charset encoding
        if (preg_match('/<?xml.*encoding=[\'"](.*?)[\'"].*?>/m', $data, $matches)) {
            $charSet = strtoupper($matches[1]);
            if (preg_match('/^ISO-8859-\d[\dL]?$/i', $charSet) === 1) {
                $data = StringHelper::convertEncoding($data, 'UTF-8', $charSet);
                $data = (string) preg_replace('/(<?xml.*encoding=[\'"]).*?([\'"].*?>)/um', '$1' . 'UTF-8' . '$2', $data, 1);
            }
        }
        $this->fileContents = $data;

        return $valid;
    }

    /**
     * Check if the file is a valid SimpleXML.
     *
     * @param string $filename
     *
     * @return false|SimpleXMLElement
     */
    public function trySimpleXMLLoadString($filename)
    {
        try {
            $xml = simplexml_load_string(
                $this->getSecurityScannerOrThrow()->scan($this->fileContents ?: file_get_contents($filename)),
                'SimpleXMLElement',
                Settings::getLibXmlLoaderOptions()
            );
        } catch (\Exception $e) {
            throw new Exception('Cannot load invalid XML file: ' . $filename, 0, $e);
        }
        $this->fileContents = '';

        return $xml;
    }

    /**
     * Reads names of the worksheets from a file, without parsing the whole file to a Spreadsheet object.
     *
     * @param string $filename
     *
     * @return array
     */
    public function listWorksheetNames($filename)
    {
        File::assertFile($filename);
        if (!$this->canRead($filename)) {
            throw new Exception($filename . ' is an Invalid Spreadsheet file.');
        }

        $worksheetNames = [];

        $xml = $this->trySimpleXMLLoadString($filename);
        if ($xml === false) {
            throw new Exception("Problem reading {$filename}");
        }

        $xml_ss = $xml->children(self::NAMESPACES_SS);
        foreach ($xml_ss->Worksheet as $worksheet) {
            $worksheet_ss = self::getAttributes($worksheet, self::NAMESPACES_SS);
            $worksheetNames[] = (string) $worksheet_ss['Name'];
        }

        return $worksheetNames;
    }

    /**
     * Return worksheet info (Name, Last Column Letter, Last Column Index, Total Rows, Total Columns).
     *
     * @param string $filename
     *
     * @return array
     */
    public function listWorksheetInfo($filename)
    {
        File::assertFile($filename);
        if (!$this->canRead($filename)) {
            throw new Exception($filename . ' is an Invalid Spreadsheet file.');
        }

        $worksheetInfo = [];

        $xml = $this->trySimpleXMLLoadString($filename);
        if ($xml === false) {
            throw new Exception("Problem reading {$filename}");
        }

        $worksheetID = 1;
        $xml_ss = $xml->children(self::NAMESPACES_SS);
        foreach ($xml_ss->Worksheet as $worksheet) {
            $worksheet_ss = self::getAttributes($worksheet, self::NAMESPACES_SS);

            $tmpInfo = [];
            $tmpInfo['worksheetName'] = '';
            $tmpInfo['lastColumnLetter'] = 'A';
            $tmpInfo['lastColumnIndex'] = 0;
            $tmpInfo['totalRows'] = 0;
            $tmpInfo['totalColumns'] = 0;

            $tmpInfo['worksheetName'] = "Worksheet_{$worksheetID}";
            if (isset($worksheet_ss['Name'])) {
                $tmpInfo['worksheetName'] = (string) $worksheet_ss['Name'];
            }

            if (isset($worksheet->Table->Row)) {
                $rowIndex = 0;

                foreach ($worksheet->Table->Row as $rowData) {
                    $columnIndex = 0;
                    $rowHasData = false;

                    foreach ($rowData->Cell as $cell) {
                        if (isset($cell->Data)) {
                            $tmpInfo['lastColumnIndex'] = max($tmpInfo['lastColumnIndex'], $columnIndex);
                            $rowHasData = true;
                        }

                        ++$columnIndex;
                    }

                    ++$rowIndex;

                    if ($rowHasData) {
                        $tmpInfo['totalRows'] = max($tmpInfo['totalRows'], $rowIndex);
                    }
                }
            }

            $tmpInfo['lastColumnLetter'] = Coordinate::stringFromColumnIndex($tmpInfo['lastColumnIndex'] + 1);
            $tmpInfo['totalColumns'] = $tmpInfo['lastColumnIndex'] + 1;

            $worksheetInfo[] = $tmpInfo;
            ++$worksheetID;
        }

        return $worksheetInfo;
    }

    /**
     * Loads Spreadsheet from string.
     */
    public function loadSpreadsheetFromString(string $contents): Spreadsheet
    {
        // Create new Spreadsheet
        $spreadsheet = new Spreadsheet();
        $spreadsheet->removeSheetByIndex(0);

        // Load into this instance
        return $this->loadIntoExisting($contents, $spreadsheet, true);
    }

    /**
     * Loads Spreadsheet from file.
     */
    protected function loadSpreadsheetFromFile(string $filename): Spreadsheet
    {
        // Create new Spreadsheet
        $spreadsheet = new Spreadsheet();
        $spreadsheet->removeSheetByIndex(0);

        // Load into this instance
        return $this->loadIntoExisting($filename, $spreadsheet);
    }

    /**
     * Loads from file or contents into Spreadsheet instance.
     *
     * @param string $filename file name if useContents is false else file contents
     */
    public function loadIntoExisting(string $filename, Spreadsheet $spreadsheet, bool $useContents = false): Spreadsheet
    {
        if ($useContents) {
            $this->fileContents = $filename;
        } else {
            File::assertFile($filename);
            if (!$this->canRead($filename)) {
                throw new Exception($filename . ' is an Invalid Spreadsheet file.');
            }
        }

        $xml = $this->trySimpleXMLLoadString($filename);
        if ($xml === false) {
            throw new Exception("Problem reading {$filename}");
        }

        $namespaces = $xml->getNamespaces(true);

        (new Properties($spreadsheet))->readProperties($xml, $namespaces);

        $this->styles = (new Style())->parseStyles($xml, $namespaces);
        if (isset($this->styles['Default'])) {
            $spreadsheet->getCellXfCollection()[0]->applyFromArray($this->styles['Default']);
        }

        $worksheetID = 0;
        $xml_ss = $xml->children(self::NAMESPACES_SS);

        /** @var null|SimpleXMLElement $worksheetx */
        foreach ($xml_ss->Worksheet as $worksheetx) {
            $worksheet = $worksheetx ?? new SimpleXMLElement('<xml></xml>');
            $worksheet_ss = self::getAttributes($worksheet, self::NAMESPACES_SS);

            if (
                isset($this->loadSheetsOnly, $worksheet_ss['Name']) &&
                (!in_array($worksheet_ss['Name'], /** @scrutinizer ignore-type */ $this->loadSheetsOnly))
            ) {
                continue;
            }

            // Create new Worksheet
            $spreadsheet->createSheet();
            $spreadsheet->setActiveSheetIndex($worksheetID);
            $worksheetName = '';
            if (isset($worksheet_ss['Name'])) {
                $worksheetName = (string) $worksheet_ss['Name'];
                //    Use false for $updateFormulaCellReferences to prevent adjustment of worksheet references in
                //        formula cells... during the load, all formulae should be correct, and we're simply bringing
                //        the worksheet name in line with the formula, not the reverse
                $spreadsheet->getActiveSheet()->setTitle($worksheetName, false, false);
            }
            if (isset($worksheet_ss['Protected'])) {
                $protection = (string) $worksheet_ss['Protected'] === '1';
                $spreadsheet->getActiveSheet()->getProtection()->setSheet($protection);
            }

            // locally scoped defined names
            if (isset($worksheet->Names[0])) {
                foreach ($worksheet->Names[0] as $definedName) {
                    $definedName_ss = self::getAttributes($definedName, self::NAMESPACES_SS);
                    $name = (string) $definedName_ss['Name'];
                    $definedValue = (string) $definedName_ss['RefersTo'];
                    $convertedValue = AddressHelper::convertFormulaToA1($definedValue);
                    if ($convertedValue[0] === '=') {
                        $convertedValue = substr($convertedValue, 1);
                    }
                    $spreadsheet->addDefinedName(DefinedName::createInstance($name, $spreadsheet->getActiveSheet(), $convertedValue, true));
                }
            }

            $columnID = 'A';
            if (isset($worksheet->Table->Column)) {
                foreach ($worksheet->Table->Column as $columnData) {
                    $columnData_ss = self::getAttributes($columnData, self::NAMESPACES_SS);
                    $colspan = 0;
                    if (isset($columnData_ss['Span'])) {
                        $spanAttr = (string) $columnData_ss['Span'];
                        if (is_numeric($spanAttr)) {
                            $colspan = max(0, (int) $spanAttr);
                        }
                    }
                    if (isset($columnData_ss['Index'])) {
                        $columnID = Coordinate::stringFromColumnIndex((int) $columnData_ss['Index']);
                    }
                    $columnWidth = null;
                    if (isset($columnData_ss['Width'])) {
                        $columnWidth = $columnData_ss['Width'];
                    }
                    $columnVisible = null;
                    if (isset($columnData_ss['Hidden'])) {
                        $columnVisible = ((string) $columnData_ss['Hidden']) !== '1';
                    }
                    while ($colspan >= 0) {
                        if (isset($columnWidth)) {
                            $spreadsheet->getActiveSheet()->getColumnDimension($columnID)->setWidth($columnWidth / 5.4);
                        }
                        if (isset($columnVisible)) {
                            $spreadsheet->getActiveSheet()->getColumnDimension($columnID)->setVisible($columnVisible);
                        }
                        ++$columnID;
                        --$colspan;
                    }
                }
            }

            $rowID = 1;
            if (isset($worksheet->Table->Row)) {
                $additionalMergedCells = 0;
                foreach ($worksheet->Table->Row as $rowData) {
                    $rowHasData = false;
                    $row_ss = self::getAttributes($rowData, self::NAMESPACES_SS);
                    if (isset($row_ss['Index'])) {
                        $rowID = (int) $row_ss['Index'];
                    }
                    if (isset($row_ss['Hidden'])) {
                        $rowVisible = ((string) $row_ss['Hidden']) !== '1';
                        $spreadsheet->getActiveSheet()->getRowDimension($rowID)->setVisible($rowVisible);
                    }

                    $columnID = 'A';
                    foreach ($rowData->Cell as $cell) {
                        $cell_ss = self::getAttributes($cell, self::NAMESPACES_SS);
                        if (isset($cell_ss['Index'])) {
                            $columnID = Coordinate::stringFromColumnIndex((int) $cell_ss['Index']);
                        }
                        $cellRange = $columnID . $rowID;

                        if ($this->getReadFilter() !== null) {
                            if (!$this->getReadFilter()->readCell($columnID, $rowID, $worksheetName)) {
                                ++$columnID;

                                continue;
                            }
                        }

                        if (isset($cell_ss['HRef'])) {
                            $spreadsheet->getActiveSheet()->getCell($cellRange)->getHyperlink()->setUrl((string) $cell_ss['HRef']);
                        }

                        if ((isset($cell_ss['MergeAcross'])) || (isset($cell_ss['MergeDown']))) {
                            $columnTo = $columnID;
                            if (isset($cell_ss['MergeAcross'])) {
                                $additionalMergedCells += (int) $cell_ss['MergeAcross'];
                                $columnTo = Coordinate::stringFromColumnIndex((int) (Coordinate::columnIndexFromString($columnID) + $cell_ss['MergeAcross']));
                            }
                            $rowTo = $rowID;
                            if (isset($cell_ss['MergeDown'])) {
                                $rowTo = $rowTo + $cell_ss['MergeDown'];
                            }
                            $cellRange .= ':' . $columnTo . $rowTo;
                            $spreadsheet->getActiveSheet()->mergeCells($cellRange, Worksheet::MERGE_CELL_CONTENT_HIDE);
                        }

                        $hasCalculatedValue = false;
                        $cellDataFormula = '';
                        if (isset($cell_ss['Formula'])) {
                            $cellDataFormula = $cell_ss['Formula'];
                            $hasCalculatedValue = true;
                        }
                        if (isset($cell->Data)) {
                            $cellData = $cell->Data;
                            $cellValue = (string) $cellData;
                            $type = DataType::TYPE_NULL;
                            $cellData_ss = self::getAttributes($cellData, self::NAMESPACES_SS);
                            if (isset($cellData_ss['Type'])) {
                                $cellDataType = $cellData_ss['Type'];
                                switch ($cellDataType) {
                                    /*
                                    const TYPE_STRING        = 's';
                                    const TYPE_FORMULA        = 'f';
                                    const TYPE_NUMERIC        = 'n';
                                    const TYPE_BOOL            = 'b';
                                    const TYPE_NULL            = 'null';
                                    const TYPE_INLINE        = 'inlineStr';
                                    const TYPE_ERROR        = 'e';
                                    */
                                    case 'String':
                                        $type = DataType::TYPE_STRING;

                                        break;
                                    case 'Number':
                                        $type = DataType::TYPE_NUMERIC;
                                        $cellValue = (float) $cellValue;
                                        if (floor($cellValue) == $cellValue) {
                                            $cellValue = (int) $cellValue;
                                        }

                                        break;
                                    case 'Boolean':
                                        $type = DataType::TYPE_BOOL;
                                        $cellValue = ($cellValue != 0);

                                        break;
                                    case 'DateTime':
                                        $type = DataType::TYPE_NUMERIC;
                                        $dateTime = new DateTime($cellValue, new DateTimeZone('UTC'));
                                        $cellValue = Date::PHPToExcel($dateTime);

                                        break;
                                    case 'Error':
                                        $type = DataType::TYPE_ERROR;
                                        $hasCalculatedValue = false;

                                        break;
                                }
                            }

                            if ($hasCalculatedValue) {
                                $type = DataType::TYPE_FORMULA;
                                $columnNumber = Coordinate::columnIndexFromString($columnID);
                                $cellDataFormula = AddressHelper::convertFormulaToA1($cellDataFormula, $rowID, $columnNumber);
                            }

                            $spreadsheet->getActiveSheet()->getCell($columnID . $rowID)->setValueExplicit((($hasCalculatedValue) ? $cellDataFormula : $cellValue), $type);
                            if ($hasCalculatedValue) {
                                $spreadsheet->getActiveSheet()->getCell($columnID . $rowID)->setCalculatedValue($cellValue);
                            }
                            $rowHasData = true;
                        }

                        if (isset($cell->Comment)) {
                            $this->parseCellComment($cell->Comment, $spreadsheet, $columnID, $rowID);
                        }

                        if (isset($cell_ss['StyleID'])) {
                            $style = (string) $cell_ss['StyleID'];
                            if ((isset($this->styles[$style])) && (!empty($this->styles[$style]))) {
                                //if (!$spreadsheet->getActiveSheet()->cellExists($columnID . $rowID)) {
                                //    $spreadsheet->getActiveSheet()->getCell($columnID . $rowID)->setValue(null);
                                //}
                                $spreadsheet->getActiveSheet()->getStyle($cellRange)
                                    ->applyFromArray($this->styles[$style]);
                            }
                        }
                        ++$columnID;
                        while ($additionalMergedCells > 0) {
                            ++$columnID;
                            --$additionalMergedCells;
                        }
                    }

                    if ($rowHasData) {
                        if (isset($row_ss['Height'])) {
                            $rowHeight = $row_ss['Height'];
                            $spreadsheet->getActiveSheet()->getRowDimension($rowID)->setRowHeight((float) $rowHeight);
                        }
                    }

                    ++$rowID;
                }
            }

            $dataValidations = new Xml\DataValidations();
            $dataValidations->loadDataValidations($worksheet, $spreadsheet);
            $xmlX = $worksheet->children(Namespaces::URN_EXCEL);
            if (isset($xmlX->WorksheetOptions)) {
                if (isset($xmlX->WorksheetOptions->FreezePanes)) {
                    $freezeRow = $freezeColumn = 1;
                    if (isset($xmlX->WorksheetOptions->SplitHorizontal)) {
                        $freezeRow = (int) $xmlX->WorksheetOptions->SplitHorizontal + 1;
                    }
                    if (isset($xmlX->WorksheetOptions->SplitVertical)) {
                        $freezeColumn = (int) $xmlX->WorksheetOptions->SplitVertical + 1;
                    }
                    $spreadsheet->getActiveSheet()->freezePane(Coordinate::stringFromColumnIndex($freezeColumn) . (string) $freezeRow);
                }
                (new PageSettings($xmlX))->loadPageSettings($spreadsheet);
                if (isset($xmlX->WorksheetOptions->TopRowVisible, $xmlX->WorksheetOptions->LeftColumnVisible)) {
                    $leftTopRow = (string) $xmlX->WorksheetOptions->TopRowVisible;
                    $leftTopColumn = (string) $xmlX->WorksheetOptions->LeftColumnVisible;
                    if (is_numeric($leftTopRow) && is_numeric($leftTopColumn)) {
                        $leftTopCoordinate = Coordinate::stringFromColumnIndex((int) $leftTopColumn + 1) . (string) ($leftTopRow + 1);
                        $spreadsheet->getActiveSheet()->setTopLeftCell($leftTopCoordinate);
                    }
                }
                $rangeCalculated = false;
                if (isset($xmlX->WorksheetOptions->Panes->Pane->RangeSelection)) {
                    if (1 === preg_match('/^R(\d+)C(\d+):R(\d+)C(\d+)$/', (string) $xmlX->WorksheetOptions->Panes->Pane->RangeSelection, $selectionMatches)) {
                        $selectedCell = Coordinate::stringFromColumnIndex((int) $selectionMatches[2])
                            . $selectionMatches[1]
                            . ':'
                            . Coordinate::stringFromColumnIndex((int) $selectionMatches[4])
                            . $selectionMatches[3];
                        $spreadsheet->getActiveSheet()->setSelectedCells($selectedCell);
                        $rangeCalculated = true;
                    }
                }
                if (!$rangeCalculated) {
                    if (isset($xmlX->WorksheetOptions->Panes->Pane->ActiveRow)) {
                        $activeRow = (string) $xmlX->WorksheetOptions->Panes->Pane->ActiveRow;
                    } else {
                        $activeRow = 0;
                    }
                    if (isset($xmlX->WorksheetOptions->Panes->Pane->ActiveCol)) {
                        $activeColumn = (string) $xmlX->WorksheetOptions->Panes->Pane->ActiveCol;
                    } else {
                        $activeColumn = 0;
                    }
                    if (is_numeric($activeRow) && is_numeric($activeColumn)) {
                        $selectedCell = Coordinate::stringFromColumnIndex((int) $activeColumn + 1) . (string) ($activeRow + 1);
                        $spreadsheet->getActiveSheet()->setSelectedCells($selectedCell);
                    }
                }
            }
            ++$worksheetID;
        }

        // Globally scoped defined names
        $activeSheetIndex = 0;
        if (isset($xml->ExcelWorkbook->ActiveSheet)) {
            $activeSheetIndex = (int) (string) $xml->ExcelWorkbook->ActiveSheet;
        }
        $activeWorksheet = $spreadsheet->setActiveSheetIndex($activeSheetIndex);
        if (isset($xml->Names[0])) {
            foreach ($xml->Names[0] as $definedName) {
                $definedName_ss = self::getAttributes($definedName, self::NAMESPACES_SS);
                $name = (string) $definedName_ss['Name'];
                $definedValue = (string) $definedName_ss['RefersTo'];
                $convertedValue = AddressHelper::convertFormulaToA1($definedValue);
                if ($convertedValue[0] === '=') {
                    $convertedValue = substr($convertedValue, 1);
                }
                $spreadsheet->addDefinedName(DefinedName::createInstance($name, $activeWorksheet, $convertedValue));
            }
        }

        // Return
        return $spreadsheet;
    }

    protected function parseCellComment(
        SimpleXMLElement $comment,
        Spreadsheet $spreadsheet,
        string $columnID,
        int $rowID
    ): void {
        $commentAttributes = $comment->attributes(self::NAMESPACES_SS);
        $author = 'unknown';
        if (isset($commentAttributes->Author)) {
            $author = (string) $commentAttributes->Author;
        }

        $node = $comment->Data->asXML();
        $annotation = strip_tags((string) $node);
        $spreadsheet->getActiveSheet()->getComment($columnID . $rowID)
            ->setAuthor($author)
            ->setText($this->parseRichText($annotation));
    }

    protected function parseRichText(string $annotation): RichText
    {
        $value = new RichText();

        $value->createText($annotation);

        return $value;
    }

    private static function getAttributes(?SimpleXMLElement $simple, string $node): SimpleXMLElement
    {
        return ($simple === null)
            ? new SimpleXMLElement('<xml></xml>')
            : ($simple->attributes($node) ?? new SimpleXMLElement('<xml></xml>'));
    }
}

• [D] Csv
• [D] Gnumeric
• [D] Ods
• [D] Security
• [D] Xls
• [D] Xlsx
• [D] Xml
• [F] BaseReader.php
  Delete
• [F] Csv.php
  Delete
• [F] DefaultReadFilter.php
  Delete
• [F] Exception.php
  Delete
• [F] Gnumeric.php
  Delete
• [F] Html.php
  Delete
• [F] IReader.php
  Delete
• [F] IReadFilter.php
  Delete
• [F] Ods.php
  Delete
• [F] Slk.php
  Delete
• [F] Xls.php
  Delete
• [F] Xlsx.php
  Delete
• [F] Xml.php
  Delete

About Section

About NFC Pay: Our Story and Mission

NFC Pay was founded with a vision to transform the way people handle transactions. Our journey is defined by a commitment to innovation, security, and convenience. We strive to deliver seamless, user-friendly payment solutions that make everyday transactions effortless and secure. Our mission is to empower you to pay with ease and confidence, anytime, anywhere.

• Simplifying Payments, One Tap at a Time.
• Reinventing Your Wallet for Modern Convenience.
• Smart Payments for a Effortless Lifestyle.
• Experience the Ease of Tap and Pay.
• Innovative Solutions for Your Daily Transactions.

FAQ Section

Frequently Asked Questions About NFC Pay

Here are answers to some common questions about NFC Pay. We aim to provide clear and concise information to help you understand how our platform works and how it can benefit you. If you have any further inquiries, please don’t hesitate to contact our support team.

How do I register for NFC Pay?

Download the app and sign up using your email or phone number, then complete the verification process.

Is my payment information secure?

Yes, we use advanced encryption and security protocols to protect your payment details.

Can I add multiple cards to my NFC Pay wallet?

Absolutely, you can link multiple debit or credit cards to your wallet.

How do I transfer money to another user?

Go to the transfer section, select the recipient, enter the amount, and authorize the transfer.

What should I do if I forget my PIN?

Use the “Forgot PIN” feature in the app to reset it following the provided instructions.

How can I activate my merchant account?

Sign up for a merchant account through the app and follow the setup instructions to start accepting payments.

Can I track my payment status?

Yes, you can view and track your payment status in the account dashboard